Dividend Vision Academy
Beginner Guides
New to dividend investing? Start here. These plain-English guides cover the core ideas — how dividends work, what an ETF is, and how to read a fund — so you can put your money to work with confidence instead of guesswork.
Beginner Guides
Bonds & Bond ETFs
A bond is a loan you make to a government or company in exchange for regular interest and your money back at maturity. A bond ETF bundles hundreds of bonds into one fund — with no fixed maturity and a NAV that floats — making it an easy way to add income and diversification.
Beginner Guides
Dividend Reinvestment (DRIP)
A DRIP automatically uses the cash dividends a fund or stock pays you to buy more shares, so your income starts earning income. It is the simplest way to put compounding to work.
Beginner Guides
Money Market Funds
A money market fund is a mutual fund that holds very short-term, high-quality debt and aims to keep a stable $1.00 share price while paying interest that tracks short-term rates. It is a popular home for cash — but it is not a bank account and is not FDIC-insured.
Beginner Guides
Net Asset Value (NAV)
NAV is the true per-share value of a fund's assets minus its liabilities, struck once each day. For ETF and income investors it is the yardstick for spotting premiums, discounts, and NAV erosion.
Ready to apply what you've learned?
Analyze a portfolio, compare funds, or screen for income — with the concepts from these guides built in.