Dividend Vision Model Portfolios
DV Starter 1
A million dollar example portfolio, equally weighted across the ten income ETFs held most often in Dividend Vision portfolios. A sample to explore the Dashboard, Analyze and Forecast pages with, not a recommendation.
Updated Nov 5, 2026
Holdings
Rates, payout schedules and scores are refreshed from our data on every site update. Open a fund for its full analysis.
| Ticker | Fund | Weight | Dist. rate | Pays | Distribution Safety Score™ | Expense |
|---|---|---|---|---|---|---|
| QQQI | NEOS Nasdaq-100 High Income ETF | 10.0% | 14.69% | Monthly | 84 Safe | 0.68% |
| CHPY | YieldMax Semiconductor Portfolio Option Income ETF | 10.0% | 40.72% | Weekly | 55 Caution | 1.03% |
| SPYI | NEOS S&P 500 High Income ETF | 10.0% | 11.52% | Monthly | 90 Safe | 0.68% |
| TDAQ | TappAlpha Innovation 100 Growth & Daily Income ETF | 10.0% | 18.19% | Monthly | 79 Generally safe | 0.68% |
| GPIQ | Goldman Sachs Nasdaq-100 Premium Income ETF | 10.0% | 10.49% | Monthly | 84 Safe | 0.29% |
| OVL | Overlay Shares Large Cap Equity ETF | 10.0% | 10.57% | Monthly | 92 Safe | 0.79% |
| BLOX | Nicholas Crypto Income ETF | 10.0% | 39.01% | Weekly | 21 Elevated risk | 0.99% |
| IWMI | NEOS Russell 2000 High Income ETF | 10.0% | 13.88% | Monthly | 84 Safe | 0.68% |
| MLPI | NEOS MLP & Energy Infrastructure High Income ETF | 10.0% | 14.17% | Monthly | 77 Generally safe | 0.68% |
| BTCI | NEOS Bitcoin High Income ETF | 10.0% | 26.39% | Monthly | 15 High risk | 0.98% |
Portfolio Distribution Safety Score™
Weighted by each fund's share of the projected income. 53% of the income comes from funds scoring under 60. The ring shows how the income splits across score bands.
Why these picks
- QQQI
Seeks to generate high monthly income in a tax efficient manner while targeting equity appreciation. Distribution Safety Score™ 84 (Safe); pays about 14.8% monthly; payouts up 3% over the past year; 0.68% expense ratio; $14.7B in assets.
- CHPY
Seeks weekly income by holding a portfolio of U.S.-listed semiconductor equities and generating premium through an options overlay written on those holdings and on semiconductor ETFs. Distribution Safety Score 55 (Caution); pays about 39.3% weekly; 1.03% expense ratio; $1.3B in assets. Watch: a lower score, so treat the payout as less secure.
- SPYI
Seeks to generate high monthly income in a tax efficient manner while targeting equity appreciation. Distribution Safety Score 90 (Safe); pays about 11.7% monthly; payouts up 3% over the past year; 0.68% expense ratio; $12.4B in assets.
- TDAQ
Seeks current income with prospects for capital appreciation through a daily covered-call strategy, primarily using zero-day-to-expiration options. Distribution Safety Score 79 (Generally safe); pays about 18.4% monthly; 0.68% expense ratio; $473M in assets.
- GPIQ
Goldman Sachs Nasdaq-100 Premium Income ETF. Distribution Safety Score 84 (Safe); pays about 10.6% monthly; payouts up 11% over the past year; 0.29% expense ratio; $6.4B in assets.
- OVL
Put-selling overlay on large cap equity exposure via VOO (Vanguard S&P 500 ETF) to generate additional income. Distribution Safety Score 92 (Safe); pays about 10.8% monthly; 0.79% expense ratio; $512M in assets.
- BLOX
Seeks to provide current income and capital appreciation through exposure to crypto-related companies with an options strategy generating weekly income distributions. Distribution Safety Score 22 (Elevated risk); pays about 38.7% weekly; 0.99% expense ratio; $234M in assets. Watch: a lower score, so treat the payout as less secure.
- IWMI
IWMI is built to crank out high monthly income while staying tax-efficient. Distribution Safety Score 84 (Safe); pays about 14.0% monthly; payouts up 3% over the past year; 0.68% expense ratio; $1.3B in assets.
- MLPI
Seeks to deliver high monthly income with exposure to master limited partnerships through an overlay strategy. Distribution Safety Score 77 (Generally safe); pays about 13.7% monthly; 0.68% expense ratio; $930M in assets. Watch: launched 11 months ago, so its record is short.
- BTCI
Seeks to generate high monthly income with potential appreciation through bitcoin exposure. Distribution Safety Score 15 (High risk); pays about 27.1% monthly; payouts down 46% over the past year; 0.98% expense ratio; $1.3B in assets. Watch: a lower score, so treat the payout as less secure.
Reasons written Nov 4, 2026; the holdings table above shows today's figures.
Backtest
+14.9% total return since Sep 2025 (12.7% a year)
| Series | Total return | Per year | Last 12 mo | Max drawdown | Volatility |
|---|---|---|---|---|---|
| DV Starter 1 | +14.9% | 12.7% | +4.7% | −13.6% | 21.9% |
| SPY | +17.8% | 15.1% | +11.6% | −8.9% | 12.5% |
| SCHD | +34.2% | 28.8% | +39.0% | −6.9% | 11.2% |
Sep 4, 2025 to Nov 3, 2026. Buy-and-hold at the listed weights, distributions reinvested (adjusted close). Left out: MLPI (under a year of usable price history; the rest are reweighted). Past performance does not guarantee future results.
Frequently asked questions
How was the DV Starter 1 backtest calculated?
It holds the listed weights from Sep 4, 2025 to Nov 3, 2026 without rebalancing and reinvests every distribution, using split- and distribution-adjusted prices. Benchmarks are measured the same way. Funds with less than a year of usable price history are left out and the rest reweighted. Past performance does not guarantee future results.
What is this portfolio's Distribution Safety Score?
56 out of 100 (Caution). It averages each fund's Distribution Safety Score, weighted by its share of the portfolio's projected income. It is a rules-based estimate of how dependable the payouts are, not a guarantee.
How much income does DV Starter 1 pay?
The holdings' current distribution rates blend to about 20.0% a year at the listed weights. Distribution rates change as funds raise, cut or vary their payouts.
Is this investment advice?
No. Model portfolios are examples for research and education. They are not recommendations to buy or sell any security, and you are responsible for your own decisions.
More model portfolios
Disclaimer: Model portfolios are illustrative examples for research and education, not investment advice or a recommendation to buy or sell any security. Distribution rates and scores change. Backtests are hypothetical, assume distributions are reinvested and ignore taxes and trading costs. Investing involves risk, including loss of principal.