Tax Estimator
Estimate your dividend tax impact.
Calculate federal taxes on qualified and ordinary dividends based on your filing status and income level. Understand how dividend type affects your after-tax returns.
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Enter your income and dividend details to estimate taxes.
Understanding dividend taxation
Qualified dividends receive preferential tax rates (0%, 15%, or 20%) based on your total taxable income. Most dividends from U.S. corporations held for more than 60 days qualify. Ordinary dividends are taxed at your marginal income tax rate. The Net Investment Income Tax (NIIT) adds 3.8% on investment income for higher earners. Brackets and thresholds shown are for tax year 2025 (IRS Rev. Proc. 2024-40) — the most recently completed year, applicable to returns filed in 2026. We’ll roll forward to 2026 figures once most filers move on from their 2025 returns.
Related reading
- Tax-Loss Harvesting Guide — Use realized losses to offset gains and lower your tax bill
- Understanding the Wash Sale Rule — Know the IRS rules before you harvest losses
- SEC Yield vs. Distribution Yield — Understand return of capital and its tax implications