UNH Stock — UnitedHealth Group Inc.

UnitedHealth Group Inc. (UNH)

UNH is a low-cost Stock. As of August 28, 2026, its distribution rate is 2.24%, its trailing-12-month yield is 2.28%. Dividend Vision Distribution Safety Score™ is 96/100 (Safe). Its deepest 1-year drawdown was 29.0%.

At the current 2.24% distribution rate, a $10,000 investment would generate approximately $224 per year, or $18.67 per month on an equivalent basis. Actual quarterly payments vary.

UnitedHealth Group is a diversified healthcare company operating through four main segments: UnitedHealthcare, which provides health insurance plans to employers and individuals; Optum Health, which delivers care management and wellness services; Optum Insight, which offers software and data analytics to healthcare organizations; and Optum Rx, which manages pharmacy benefits and services. The company pays a modest current distribution rate on a quarterly basis. The stock appeals to income investors seeking dividend-paying exposure to the healthcare sector, particularly those interested in the health insurance and healthcare services industries.

UNH performance

Data as of August 28, 2026.

Its deepest 1-year drawdown was 29.0%.

UNH key facts

Data as of August 28, 2026.

Distribution Safety Score™

96 · Safe

Safety-Adjusted Yield

2.15%

Asset type

Stock

Asset class

Equity

Inception date

11/05/1984

Distribution rate

2.24%

Distribution frequency

Quarterly

Trailing yield

2.28%

5-year average yield

1.65

Last close

$392.95

Market cap

$359,944,519,680

Average volume

2453364.0

Last dividend

$2.3200

Ex-dividend date

09/14/2026

Payment date

09/22/2026

Beta

0.632

Payout ratio

0.4861

P/E ratio

25.5095

Forward P/E

20.0401

EPS

$15.72

How Dividend Vision calculates yield and returns

Distribution rate (2.24%) is the latest regular payout annualized by the fund's stated frequency, divided by the last close. Issuers often publish this as “Distribution Rate” on the fact sheet. Trailing-12-month yield (2.28%) is the sum of distributions paid in the last 12 months, split-adjusted, divided by the last close. It lags a recent raise or cut. We show a 30-day SEC yield when the fund publishes one. Schwab and other issuers may report a TTM distribution yield or SEC yield on a different date — all can be valid; they are not interchangeable. Fund total return uses split-adjusted close with distributions reinvested from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is what the fund did, not your personal gain/loss. Figures below use Dividend Vision data as of August 28, 2026.

Distribution rate methodology · Distribution Safety Score methodology · SEC yield

Sources and review

Data as of August 28, 2026.

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

UNH risks and drawbacks

UNH's current distribution rate is moderate, not a high-yield payout — the strategy is dividend quality more than maximum income. Payments are quarterly, so cash flow is lumpy versus a monthly fund. The deepest 1-year drawdown on record here is 29.0%.

Who may consider UNH — and who may not

UNH may suit someone looking for low-cost broad dividend exposure, a high Distribution Safety Score, moderate current income with a quality tilt. It is a weaker fit for investors who need monthly cash flow (UNH pays quarterly); investors hunting double-digit covered-call yields. This is educational context, not a recommendation to buy or sell.

Frequently asked questions