ACIC Stock — American Coastal Insurance Corp

American Coastal Insurance Corp (ACIC)

Updated October 16, 2026.

ACIC is a Stock. its distribution rate is 6.76%, its trailing-12-month yield is 6.76%. Dividend Vision Distribution Safety Score™ is 64/100 (Generally safe). Total return is 124.8% over the past 18.9 years, 505.4 points behind SPY at 630.2%.

American Coastal Insurance Corporation is a property and casualty insurer providing commercial and personal coverage for homeowners, renters, condominium unit owners, and residential associations across the United States through a network of independent agencies. The company distributes quarterly dividends at a relatively high current rate. This security may appeal to income-focused investors seeking exposure to the insurance sector.

ACIC performance versus SPY

Price and return data through 2026-10-16.

Total return is 124.8% over the past 18.9 years, 505.4 points behind SPY at 630.2%. Over the past year its total return — price change plus distributions reinvested — is 1.3%. Its deepest 1-year drawdown was 26.2%.

ACIC key facts

Distribution Safety Score™

64 · Generally safe

Safety-Adjusted Yield

4.33%

Asset type

Stock

Asset class

Equity

Inception date

11/07/2007

Distribution rate

6.76%

Distribution frequency

Quarterly

Trailing yield

6.76%

5-year average yield

3.7

Last close

$11.10 (as of 2026-10-16)

Market cap

$524,691,639

Average volume

349924.0

Dividend

$0.75

Ex-dividend date

01/02/2026

Payment date

01/09/2026

Beta

-0.525

Payout ratio

40.3%

P/E ratio

5.52

Forward P/E

7.1225

EPS

$2.01

How Dividend Vision calculates yield and returns

Distribution rate (6.76%) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield (6.76%) is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

ACIC risks and drawbacks

Payments are quarterly, so cash flow is lumpy versus a monthly fund. Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 26.2%.

Who may consider ACIC — and who may not

It is a weaker fit for investors who need monthly cash flow (ACIC pays quarterly); investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

More on ACIC

• All tickers starting with A

Tagged: Financials, Dividend.

Frequently asked questions