ACNB Stock — ACNB Corporation

ACNB Corporation (ACNB)

Updated October 6, 2026.

ACNB is a Stock. its distribution rate is 2.64%, its trailing-12-month yield is 3.30%. Dividend Vision Distribution Safety Score™ is 97/100 (Safe). Total return is 1299.5% over the past 31.2 years, 997.1 points behind SPY at 2296.6%.

At the current 2.64% distribution rate, a $10,000 investment would generate approximately $264 per year, or about $66.00 per quarter if the next payment matches the last regular one.

ACNB Corporation is a financial holding company offering banking, insurance, and financial services to individual, business, and government customers, with products including deposit accounts, commercial and consumer lending, mortgage programs, wealth management services, and property and casualty, health, life, and disability insurance. The company distributes quarterly with a modest current distribution rate. ACNB may appeal to income investors seeking exposure to regional banking and financial services with steady dividend distributions.

ACNB performance versus SPY

Price and return data through 2026-10-06.

Total return is 1299.5% over the past 31.2 years, 997.1 points behind SPY at 2296.6%. Over the past year its total return — price change plus distributions reinvested — is 50.7%. Its deepest 1-year drawdown was 14.2%.

ACNB key facts

Distribution Safety Score™

97 · Safe

Safety-Adjusted Yield

2.56%

Asset type

Stock

Asset class

Equity

Inception date

07/24/1995

Distribution rate

2.64%

Distribution frequency

Quarterly

Trailing yield

3.30%

5-year average yield

3.01

Last close

$63.73 (as of 2026-10-06)

Market cap

$648,129,639

Average volume

43035.0

Last dividend

$0.42

Last ex-dividend date

09/01/2026

Last payment date

09/15/2026

Beta

0.867

Payout ratio

37.6%

P/E ratio

12.09

Forward P/E

9.7466

EPS

$5.27

How Dividend Vision calculates yield and returns

Distribution rate (2.64%) is the latest regular payout annualized by the fund's stated frequency, divided by the last close. Issuers often publish this as “Distribution Rate” on the fact sheet. Trailing-12-month yield (3.30%) is the sum of distributions paid in the last 12 months, split-adjusted, divided by the last close. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

ACNB risks and drawbacks

ACNB's current distribution rate is moderate, not a high-yield payout — the strategy is dividend quality more than maximum income. Payments are quarterly, so cash flow is lumpy versus a monthly fund. Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 14.2%.

Who may consider ACNB — and who may not

ACNB may suit someone looking for a high Distribution Safety Score, moderate current income with a quality tilt. It is a weaker fit for investors who need monthly cash flow (ACNB pays quarterly); investors hunting double-digit covered-call yields; investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

Frequently asked questions