ACT Stock — Enact Holdings, Inc.

Enact Holdings, Inc. (ACT)

Updated October 2, 2026.

ACT is a Stock. its distribution rate is 2.12%, its trailing-12-month yield is 1.99%. Dividend Vision Distribution Safety Score™ is 70/100 (Generally safe). Total return is 179.2% over the past 5 years, 94.6 points ahead of SPY at 84.6%.

At the current 2.12% distribution rate, a $10,000 investment would generate approximately $212 per year, or about $53.00 per quarter if the next payment matches the last regular one.

Enact Holdings is a private mortgage insurance company that writes and assumes residential mortgage guaranty insurance covering prime-based mortgage loans, as well as pool insurance and mortgage-related reinsurance products, serving banks, lenders, and credit unions across the United States. The company distributes quarterly with a modest current distribution rate. This security appeals to income investors seeking exposure to the mortgage insurance sector.

ACT performance versus SPY

Price and return data through 2026-10-02.

Total return is 179.2% over the past 5 years, 94.6 points ahead of SPY at 84.6%. Over the past year its total return — price change plus distributions reinvested — is 25.0%. Its deepest 1-year drawdown was 13.6%.

ACT key facts

Distribution Safety Score™

70 · Generally safe

Safety-Adjusted Yield

1.48%

Asset type

Stock

Asset class

Equity

Inception date

09/16/2021

Distribution rate

2.12%

Distribution frequency

Quarterly

Trailing yield

1.99%

5-year average yield

1.71

Last close

$45.26 (as of 2026-10-02)

Market cap

$6,222,510,949

Average volume

427300.0

Last dividend

$0.24

Last ex-dividend date

08/20/2026

Last payment date

09/17/2026

Beta

0.459

Payout ratio

18.7%

P/E ratio

9.55

Forward P/E

9.1996

EPS

$4.74

How Dividend Vision calculates yield and returns

Distribution rate (2.12%) is the latest regular payout annualized by the fund's stated frequency, divided by the last close. Issuers often publish this as “Distribution Rate” on the fact sheet. Trailing-12-month yield (1.99%) is the sum of distributions paid in the last 12 months, split-adjusted, divided by the last close. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

ACT risks and drawbacks

ACT's current distribution rate is moderate, not a high-yield payout — the strategy is dividend quality more than maximum income. Payments are quarterly, so cash flow is lumpy versus a monthly fund. The deepest 1-year drawdown on record here is 13.6%.

Who may consider ACT — and who may not

ACT may suit someone looking for moderate current income with a quality tilt. It is a weaker fit for investors who need monthly cash flow (ACT pays quarterly); investors hunting double-digit covered-call yields. This is educational context, not a recommendation to buy or sell.

Frequently asked questions