ALBY Stock — Community Capital Bancshares Inc

Community Capital Bancshares Inc (ALBY)

Updated October 14, 2026.

ALBY is a Stock. its distribution rate is 6.08%, its trailing-12-month yield is 6.08%. Dividend Vision Distribution Safety Score™ is 81/100 (Safe). Total return is 7.1% over the past 27.6 years, 849.1 points behind SPY at 856.2%.

Community Capital Bancshares is a bank holding company based in Albany, Georgia, that operates AB&T and provides deposit products, lending services, and digital banking solutions to individual and corporate customers. The stock currently offers a modest distribution rate and does not pay distributions on a regular schedule. This security may appeal to income investors seeking exposure to community banking with variable dividend potential.

ALBY performance versus SPY

Price and return data through 2026-10-14.

Total return is 7.1% over the past 27.6 years, 849.1 points behind SPY at 856.2%. Over the past year its total return — price change plus distributions reinvested — is 19.7%. Its deepest 1-year drawdown was 7.1%.

ALBY key facts

Distribution Safety Score™

81 · Safe

Safety-Adjusted Yield

4.92%

Asset type

Stock

Asset class

Equity

Inception date

03/17/1999

Distribution rate

6.08%

Distribution frequency

Annual

Trailing yield

6.08%

5-year average yield

3.57

Last close

$33.70 (stale; as of 2026-10-14)

Market cap

$43,906,079

Average volume

134.0

Dividend

$2.05

Ex-dividend date

05/29/2026

Payment date

07/08/2026

Beta

0.392

Payout ratio

102.0%

P/E ratio

8.8

EPS

$3.83

How Dividend Vision calculates yield and returns

Distribution rate (6.08%) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield (6.08%) is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

ALBY risks and drawbacks

Payments are annual, so cash flow is lumpy versus a monthly fund. Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 7.1%.

Who may consider ALBY — and who may not

ALBY may suit someone looking for a high Distribution Safety Score. It is a weaker fit for investors who need monthly cash flow (ALBY pays annual); investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

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Tagged: Financials, Dividend.

Frequently asked questions