AMBZ Stock — American Business Bk

American Business Bk (AMBZ)

Updated October 16, 2026.

AMBZ is a Stock. its distribution rate is 1.70%, its trailing-12-month yield is 1.63%. Dividend Vision Distribution Safety Score™ is 50/100 (Unproven). Total return is 1162.3% over the past 26.2 years, 411.9 points ahead of SPY at 750.4%.

American Business Bank is a California-chartered bank that provides banking and lending services to small and medium-sized businesses, nonprofits, and professionals throughout Southern California, offering credit, depository services, treasury management, asset-based lending, SBA loans, and international banking services. The company distributes quarterly with a modest current distribution rate. It appeals to income-focused investors seeking exposure to regional banking operations.

AMBZ performance versus SPY

Price and return data through 2026-10-16.

Total return is 1162.3% over the past 26.2 years, 411.9 points ahead of SPY at 750.4%. Over the past year its total return — price change plus distributions reinvested — is 31.0%. Its deepest 1-year drawdown was 3.3%.

AMBZ key facts

Distribution Safety Score™

50 · Unproven

Asset type

Stock

Asset class

Equity

Inception date

07/31/2000

Distribution rate

1.70%

Distribution frequency

Quarterly

Trailing yield

1.63%

Last close

$70.70 (as of 2026-10-16)

Market cap

$627,718,505

Average volume

1500.0

Dividend

$0.30

Ex-dividend date

08/06/2026

Payment date

09/15/2026

Beta

0.293

Payout ratio

36.3%

P/E ratio

10.6

EPS

$6.67

How Dividend Vision calculates yield and returns

Distribution rate (1.70%) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield (1.63%) is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

AMBZ risks and drawbacks

AMBZ's current distribution rate is moderate, not a high-yield payout — the strategy is dividend quality more than maximum income. Payments are quarterly, so cash flow is lumpy versus a monthly fund. The deepest 1-year drawdown on record here is 3.3%.

Who may consider AMBZ — and who may not

It is a weaker fit for investors who need monthly cash flow (AMBZ pays quarterly); investors hunting double-digit covered-call yields. This is educational context, not a recommendation to buy or sell.

More on AMBZ

• All tickers starting with A

Tagged: Financials, Dividend.

Frequently asked questions