ARBV Stock — American Riviera Bank

American Riviera Bank (ARBV)

Updated October 15, 2026.

ARBV is a Stock. Total return is 184.9% over the past 20.1 years, 558.2 points behind SPY at 743.1%.

American Riviera Bancorp is a community bank headquartered in Santa Barbara, California, providing deposit products such as checking and savings accounts, certificates of deposit, and individual retirement accounts, along with a range of lending services including mortgages, commercial real estate loans, construction financing, and consumer loans. The bank also offers digital banking services including online and mobile banking, payment processing, and merchant services. The company does not currently have an established distribution schedule.

ARBV performance versus SPY

Price and return data through 2026-10-15.

Total return is 184.9% over the past 20.1 years, 558.2 points behind SPY at 743.1%. Over the past year its total return — price change plus distributions reinvested — is 32.7%. Its deepest 1-year drawdown was 14.2%.

ARBV key facts

Asset type

Stock

Asset class

Equity

Inception date

09/15/2006

Distribution frequency

None

Last close

$28.49 (as of 2026-10-15)

Market cap

$164,101,517

Average volume

0.0

Beta

0.434

Payout ratio

0.0%

P/E ratio

11.13

EPS

$2.56

How Dividend Vision calculates yield and returns

Distribution rate (the posted rate) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

ARBV risks and drawbacks

Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 14.2%.

Who may consider ARBV — and who may not

It is a weaker fit for investors who need monthly cash flow (ARBV does not currently distribute); investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

More on ARBV

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Tagged: Financials.

Frequently asked questions