ATLC Stock — Atlanticus Holdings Corporation

Atlanticus Holdings Corporation (ATLC)

Updated October 16, 2026.

ATLC is a Stock. Total return is 649.4% over the past 27.5 years, 157.2 points behind SPY at 806.6%.

Atlanticus Holdings Corporation is a financial technology company providing credit products and loan services to lenders across the United States. The company operates through two segments: Credit as a Service, which offers private label and general-purpose credit cards under brands including Fortiva and Aspire, along with loan servicing; and Auto Finance, which purchases and services automobile loans and provides floor plan financing. Atlanticus does not currently distribute to shareholders, though it has made special distributions in the past that should not be relied upon as recurring income.

ATLC performance versus SPY

Price and return data through 2026-10-16.

Total return is 649.4% over the past 27.5 years, 157.2 points behind SPY at 806.6%. Over the past year its total return — price change plus distributions reinvested — is 72.1%. Its deepest 1-year drawdown was 31.6%.

ATLC key facts

Asset type

Stock

Asset class

Equity

Inception date

04/23/1999

Distribution frequency

None

Last close

$92.02 (as of 2026-10-16)

Market cap

$1,395,946,897

Average volume

61263.0

Ex-dividend date

12/29/2009

Payment date

12/31/2009

Beta

1.99

Payout ratio

0.0%

P/E ratio

11.95

Forward P/E

7.8678

EPS

$7.70

How Dividend Vision calculates yield and returns

Distribution rate (the posted rate) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

ATLC risks and drawbacks

Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 31.6%.

Who may consider ATLC — and who may not

It is a weaker fit for investors who need monthly cash flow (ATLC does not currently distribute); investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

More on ATLC

• All tickers starting with A

Tagged: Financials, Dividend.

Frequently asked questions