AVBC Stock — Avidia Bancorp, Inc.

Avidia Bancorp, Inc. (AVBC)

Updated October 16, 2026.

AVBC is a Stock. its distribution rate is 1.09%, its trailing-12-month yield is 0.73%. Dividend Vision Distribution Safety Score™ is 50/100 (Unproven). Total return is 51.2% over the past 1.2 years, 26.8 points ahead of SPY at 24.4%.

Avidia Bancorp, Inc. is a bank holding company for Avidia Bank that provides retail and commercial banking services, including deposit accounts, loans, credit products, and cash management services to individual and corporate customers in Massachusetts. The company has a modest current distribution rate and distributes on an irregular basis rather than on a set schedule. This security appeals to investors seeking income from a regional banking operation.

AVBC performance versus SPY

Price and return data through 2026-10-16.

Total return is 51.2% over the past 1.2 years, 26.8 points ahead of SPY at 24.4%. Its deepest 1-year drawdown was 11.9%.

AVBC key facts

Distribution Safety Score™

50 · Unproven

Asset type

Stock

Asset class

Equity

Inception date

08/01/2025

Distribution rate

1.09%

Distribution frequency

Quarterly

Trailing yield

0.73%

Last close

$21.96 (as of 2026-10-16)

Market cap

$405,634,140

Average volume

147502.0

Dividend

$0.06

Ex-dividend date

08/18/2026

Payment date

08/27/2026

Payout ratio

16.8%

P/E ratio

23.12

Forward P/E

14.6199

EPS

$0.95

How Dividend Vision calculates yield and returns

Distribution rate (1.09%) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield (0.73%) is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

AVBC risks and drawbacks

AVBC's current distribution rate is moderate, not a high-yield payout — the strategy is dividend quality more than maximum income. Payments are quarterly, so cash flow is lumpy versus a monthly fund. The deepest 1-year drawdown on record here is 11.9%.

Who may consider AVBC — and who may not

It is a weaker fit for investors who need monthly cash flow (AVBC pays quarterly); investors hunting double-digit covered-call yields. This is educational context, not a recommendation to buy or sell.

More on AVBC

• All tickers starting with A

Tagged: Financials, Dividend.

Frequently asked questions