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Dividend Vision

BKFL Stock — BankFLORIDA Bancorp Inc.

BankFLORIDA Bancorp Inc. (BKFL)

Updated October 9, 2026.

BKFL is a Stock. Total return is 38.6% over the past 3.5 years, 58.7 points behind SPY at 97.3%.

BankFLORIDA Bancorp is a bank holding company that operates BankFlorida, providing personal and commercial banking services including checking and savings accounts, certificates of deposit, residential and commercial mortgage loans, lines of credit, and treasury management services to customers across Pasco, Palm Beach, and Osceola counties in Florida. The company does not currently have an established distribution schedule. This regional bank holding company appeals to investors seeking exposure to community banking in Florida.

BKFL performance versus SPY

Price and return data through 2026-10-09.

Total return is 38.6% over the past 3.5 years, 58.7 points behind SPY at 97.3%. Over the past year its total return — price change plus distributions reinvested — is 20.0%. Its deepest 1-year drawdown was 3.5%.

WindowTotal returnCAGR
1M-1.2%—
3M-2.0%—
6M14.3%—
YTD11.1%—
1Y20.0%—
2Y CAGR—1.70%
3Y CAGR—7.60%
Since inception (3.5 years)38.6%9.90%

BKFL key facts

Asset type
Stock
Asset class
Equity
Inception date
04/21/2023
Distribution frequency
None
Last close
$16.80 (stale; as of 2026-10-09)
Market cap
$53,429,578
Average volume
0.0
Payout ratio
0.0%
P/E ratio
12.63
EPS
$1.33

How Dividend Vision calculates yield and returns

Distribution rate (the posted rate) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

BKFL risks and drawbacks

Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 3.5%.

Who may consider BKFL — and who may not

It is a weaker fit for investors who need monthly cash flow (BKFL does not currently distribute); investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

More on BKFL

Tagged: Financials.

Frequently asked questions

Does BKFL pay monthly?

No. BKFL does not currently distribute.

When does BKFL pay a dividend?

BKFL does not currently distribute.

How has BKFL performed?

Total return is 38.6% over the past 3.5 years, 58.7 points behind SPY at 97.3%. Over the past year its total return — price change plus distributions reinvested — is 20.0%. Its deepest 1-year drawdown was 3.5%.

DividendVision analysis is generated from public SEC filing data and may not capture every change. Review the original filing for complete information.