BOTJ Stock — Bank of the James Financial Group

Bank of the James Financial Group (BOTJ)

Updated October 16, 2026.

BOTJ is a Stock. its distribution rate is 1.49%, its trailing-12-month yield is 1.49%. Dividend Vision Distribution Safety Score™ is 95/100 (Safe). Its deepest 1-year drawdown was 8.8%.

Bank of the James Financial Group operates as a bank holding company providing retail and commercial banking services, including checking and savings accounts, small- and medium-sized business loans, residential mortgages, consumer loans, and wealth management and investment advisory services, primarily in Virginia. The company distributes dividends quarterly at a modest current rate. This security appeals to income investors seeking exposure to community banking with regular dividend payments.

BOTJ performance

Returns are updating. BOTJ's total return appears here after the next nightly update.

Its deepest 1-year drawdown was 8.8%.

BOTJ key facts

Distribution Safety Score™

95 · Safe

Safety-Adjusted Yield

1.42%

Asset type

Stock

Asset class

Equity

Inception date

08/10/2000

Distribution rate

1.49%

Distribution frequency

Quarterly

Trailing yield

1.49%

5-year average yield

2.34

Last close

$26.84 (as of 2026-10-16)

Market cap

$121,943,192

Average volume

54123.0

Dividend

$0.10

Ex-dividend date

08/21/2026

Payment date

09/04/2026

Beta

0.187

Payout ratio

15.8%

P/E ratio

10.61

EPS

$2.53

How Dividend Vision calculates yield and returns

Distribution rate (1.49%) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield (1.49%) is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

BOTJ risks and drawbacks

BOTJ's current distribution rate is moderate, not a high-yield payout — the strategy is dividend quality more than maximum income. Payments are quarterly, so cash flow is lumpy versus a monthly fund. The deepest 1-year drawdown on record here is 8.8%.

Who may consider BOTJ — and who may not

BOTJ may suit someone looking for a high Distribution Safety Score. It is a weaker fit for investors who need monthly cash flow (BOTJ pays quarterly); investors hunting double-digit covered-call yields. This is educational context, not a recommendation to buy or sell.

More on BOTJ

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Tagged: Financials, Dividend.

Frequently asked questions