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Dividend Vision

CACC Stock — Credit Acceptance Corp.

Credit Acceptance Corp. (CACC)

Updated October 16, 2026.

CACC is a Stock. Total return is 19874.9% over the past 34.4 years.

Credit Acceptance Corporation finances vehicle purchases by advancing money to automobile dealers in exchange for servicing rights to consumer auto loans, and also buys loans directly from dealers while providing reinsurance on vehicle service contracts sold alongside those loans. The company does not currently have an established distribution schedule. This business appeals to investors focused on the auto finance sector rather than those seeking regular income.

CACC performance

Price and return data through 2026-10-16.

Total return is 19874.9% over the past 34.4 years. Over the past year its total return — price change plus distributions reinvested — is 13.7%. Its deepest 1-year drawdown was 22.1%.

WindowTotal returnCAGR
1M-10.1%—
3M-15.1%—
6M9.4%—
YTD22.0%—
1Y13.7%—
2Y CAGR—6.10%
3Y CAGR—7.90%
5Y CAGR—-2.50%
10Y CAGR—11.10%
Since inception (34.4 years)19874.9%16.70%

CACC key facts

Asset type
Stock
Asset class
Equity
Inception date
06/05/1992
Distribution frequency
None
Last close
$540.98 (as of 2026-10-16)
Market cap
$5,615,686,168
Average volume
62621.0
Beta
1.349
Payout ratio
0.0%
P/E ratio
11.94
Forward P/E
10.2775
EPS
$45.31

How Dividend Vision calculates yield and returns

Distribution rate (the posted rate) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

CACC risks and drawbacks

The deepest 1-year drawdown on record here is 22.1%.

Who may consider CACC — and who may not

It is a weaker fit for investors who need monthly cash flow (CACC does not currently distribute). This is educational context, not a recommendation to buy or sell.

More on CACC

Tagged: Financials.

Frequently asked questions

Does CACC pay monthly?

No. CACC does not currently distribute.

When does CACC pay a dividend?

CACC does not currently distribute.

How has CACC performed?

Total return is 19874.9% over the past 34.4 years. Over the past year its total return — price change plus distributions reinvested — is 13.7%. Its deepest 1-year drawdown was 22.1%.

DividendVision analysis is generated from public SEC filing data and may not capture every change. Review the original filing for complete information.