CARE Stock — Carter Bankshares, Inc.

Carter Bankshares, Inc. (CARE)

Updated October 16, 2026.

CARE is a Stock. its distribution rate is 0.66%, its trailing-12-month yield is 0.66%. Dividend Vision Distribution Safety Score™ is 79/100 (Generally safe). Total return is 284.6% over the past 19.6 years, 391.7 points behind SPY at 676.3%.

Carter Bankshares, Inc. is a bank holding company that operates Carter Bank & Trust, providing retail and commercial banking services, including deposit accounts, loans, mortgages, credit cards, and online banking across Virginia and North Carolina. The company distributes dividends on a quarterly basis at a modest current distribution rate. This stock appeals to income-focused investors seeking exposure to regional banking operations.

CARE performance versus SPY

Price and return data through 2026-10-16.

Total return is 284.6% over the past 19.6 years, 391.7 points behind SPY at 676.3%. Over the past year its total return — price change plus distributions reinvested — is 66.2%. Its deepest 1-year drawdown was 16.7%.

CARE key facts

Distribution Safety Score™

79 · Generally safe

Safety-Adjusted Yield

0.52%

Asset type

Stock

Asset class

Equity

Inception date

02/28/2007

Distribution rate

0.66%

Distribution frequency

Quarterly

Trailing yield

0.66%

5-year average yield

2.33

Last close

$30.21 (as of 2026-10-16)

Market cap

$699,782,356

Average volume

136636.0

Dividend

$0.10

Ex-dividend date

08/10/2026

Payment date

08/24/2026

Beta

0.591

Payout ratio

12.5%

P/E ratio

5.21

Forward P/E

13.6612

EPS

$5.80

How Dividend Vision calculates yield and returns

Distribution rate (0.66%) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield (0.66%) is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

CARE risks and drawbacks

CARE's current distribution rate is moderate, not a high-yield payout — the strategy is dividend quality more than maximum income. Payments are quarterly, so cash flow is lumpy versus a monthly fund. Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 16.7%.

Who may consider CARE — and who may not

It is a weaker fit for investors who need monthly cash flow (CARE pays quarterly); investors hunting double-digit covered-call yields; investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

More on CARE

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Tagged: Financials, Dividend.

Frequently asked questions