CBAF Stock — Citba Financial Corp

Citba Financial Corp (CBAF)

Updated October 15, 2026.

CBAF is a Stock. its distribution rate is 1.14%, its trailing-12-month yield is 1.14%. Dividend Vision Distribution Safety Score™ is 50/100 (Unproven). Total return is 905.4% over the past 24.7 years, 103.9 points behind SPY at 1009.3%.

CITBA Financial Corporation is a bank holding company based in Indiana that operates Citizens Bank, providing community banking services including checking and savings accounts, certificates of deposit, personal and business loans, credit cards, and treasury management services since its founding in 1931. The company currently distributes at a modest rate with a recent special distribution; it does not maintain a regular distribution schedule. This security may appeal to investors seeking exposure to regional banking and community financial services.

CBAF performance versus SPY

Price and return data through 2026-10-15.

Total return is 905.4% over the past 24.7 years, 103.9 points behind SPY at 1009.3%. Over the past year its total return — price change plus distributions reinvested — is 62.0%. Its deepest 1-year drawdown was 9.1%.

CBAF key facts

Distribution Safety Score™

50 · Unproven

Asset type

Stock

Asset class

Equity

Inception date

02/19/2002

Distribution rate

1.14%

Trailing yield

1.14%

5-year average yield

2.66

Last close

$46.39 (as of 2026-10-15)

Market cap

$69,933,574

Average volume

952.0

Dividend

$0.27

Ex-dividend date

10/14/2026

Payment date

10/28/2026

Beta

0.181

Payout ratio

21.9%

P/E ratio

11.1

EPS

$4.18

How Dividend Vision calculates yield and returns

Distribution rate (1.14%) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield (1.14%) is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

CBAF risks and drawbacks

CBAF's current distribution rate is moderate, not a high-yield payout — the strategy is dividend quality more than maximum income. Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 9.1%.

Who may consider CBAF — and who may not

It is a weaker fit for investors hunting double-digit covered-call yields; investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

More on CBAF

• All tickers starting with C

Tagged: Financials, Dividend.

Frequently asked questions