CCHTX — American Funds 2045 Target Date Retirement Fund Class C
American Funds 2045 Target Date Retirement Fund Class C (CCHTX)
CCHTX pays a 4.71% distribution rate, annual, on a 1.45% expense ratio. Its Distribution Safety Score™ is 52 (Caution), giving a Safety-Adjusted Yield of 2.45%. Total return is 212.4% over the past 12.5 years, 208.7 points behind SPY at 421.1%. Its deepest 1-year drawdown was 9.2%.
American Funds 2045 Target Date Retirement Fund Class C is a mutual fund that invests across multiple American Funds with a strategy that gradually shifts from growth-oriented holdings toward fixed income and balanced funds as it approaches and passes its 2045 target date. The fund carries a modest current distribution rate, distributes annually, and has an expense ratio of 1.45%. It appeals to investors saving for retirement around 2045 who prefer a hands-off approach with automatic asset allocation adjustments over time.
CCHTX key facts
- Distribution Safety Score™
- 52 · Caution
- Safety-Adjusted Yield
- 2.45%
- Issuer
- Capital Group
- Asset type
- Mutual Fund
- Asset class
- Equity
- Inception date
- 02/01/2007
- Expense ratio
- 1.45%
- Distribution rate
- 4.71%
- Distribution frequency
- Annual
- Trailing yield
- 4.71%
- Last close
- $25.92
- AUM
- $47,917,850,000
- Average volume
- 0.0
- Last dividend
- $1.2220
- Ex-dividend date
- 12/24/2025
- Beta
- 1.18
- P/E ratio
- 24.5739
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