CHYM Stock — Chime Financial, Inc.

Chime Financial, Inc. (CHYM)

Updated October 16, 2026.

CHYM is a Stock. Total return is -20.0% over the past 1.3 years, 48.5 points behind SPY at 28.5%.

Chime Financial is a fintech company that provides digital consumer banking and payment solutions, including mobile checking accounts, debit cards, fee-free banking through Chime Plus, credit-building products, and workplace financial services tools. The company does not currently have an established distribution program. Chime Financial appeals to investors seeking exposure to the digital banking and financial technology sector.

CHYM performance versus SPY

Price and return data through 2026-10-16.

Total return is -20.0% over the past 1.3 years, 48.5 points behind SPY at 28.5%. Its deepest 1-year drawdown was 41.1%.

CHYM key facts

Asset type

Stock

Asset class

Equity

Inception date

06/12/2025

Distribution frequency

None

Last close

$29.67 (as of 2026-10-16)

Market cap

$10,296,079,009

Average volume

3739430.0

Beta

2.4734

Payout ratio

0.0%

P/E ratio

5.53

Forward P/E

20.5761

EPS

$5.37

How Dividend Vision calculates yield and returns

Distribution rate (the posted rate) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

CHYM risks and drawbacks

Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 41.1%.

Who may consider CHYM — and who may not

It is a weaker fit for investors who need monthly cash flow (CHYM does not currently distribute); investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

More on CHYM

• All tickers starting with C

Tagged: Financials.

Frequently asked questions