CIA Stock — Citizens Inc

Citizens Inc (CIA)

Updated October 16, 2026.

CIA is a Stock. Total return is -17.8% over the past 45.9 years.

Citizens Inc. is a diversified financial services company that sells life insurance, final expense insurance, and critical illness products to individuals and small businesses in the United States, Latin America, and Asia, operating through two segments: Life Insurance, which serves non-U.S. residents through marketing agencies, and Home Service Insurance, which focuses on middle- and lower-income households in Louisiana, Mississippi, and Arkansas through funeral homes and independent agents. The company's distribution practices are not currently established or known. Citizens Inc. may appeal to investors seeking exposure to the specialty insurance sector, though potential income from this security is not a documented characteristic.

CIA performance

Price and return data through 2026-10-16.

Total return is -17.8% over the past 45.9 years. Over the past year its total return — price change plus distributions reinvested — is -40.7%. Its deepest 1-year drawdown was 47.2%.

CIA key facts

Asset type

Stock

Asset class

Equity

Inception date

12/04/1980

Distribution frequency

None

Last close

$3.44 (as of 2026-10-16)

Market cap

$174,212,292

Average volume

75353.0

Beta

0.466

Payout ratio

0.0%

P/E ratio

15.64

Forward P/E

17.6678

EPS

$0.22

How Dividend Vision calculates yield and returns

Distribution rate (the posted rate) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

CIA risks and drawbacks

The deepest 1-year drawdown on record here is 47.2%.

Who may consider CIA — and who may not

It is a weaker fit for investors who need monthly cash flow (CIA does not currently distribute). This is educational context, not a recommendation to buy or sell.

More on CIA

• All tickers starting with C

Tagged: Financials.

Frequently asked questions