CPF Stock — Central Pacific Financial Corp

Central Pacific Financial Corp (CPF)

Updated October 16, 2026.

CPF is a Stock. its distribution rate is 3.29%, its trailing-12-month yield is 3.18%. Dividend Vision Distribution Safety Score™ is 97/100 (Safe). Total return is 89.3% over the past 39.1 years.

Central Pacific Financial Corp operates as a Hawaii-based bank holding company providing commercial banking, lending, deposit, and wealth management services to businesses and individuals across the United States. The company currently distributes dividends on a quarterly basis at a modest yield. This stock may appeal to income investors seeking exposure to regional banking with steady dividend payments.

CPF performance

Price and return data through 2026-10-16.

Total return is 89.3% over the past 39.1 years. Over the past year its total return — price change plus distributions reinvested — is 36.8%. Its deepest 1-year drawdown was 11.0%.

CPF key facts

Distribution Safety Score™

97 · Safe

Safety-Adjusted Yield

3.19%

Asset type

Stock

Asset class

Equity

Inception date

08/28/1987

Distribution rate

3.29%

Distribution frequency

Quarterly

Trailing yield

3.18%

5-year average yield

4.1

Last close

$36.48 (as of 2026-10-16)

Market cap

$939,266,319

Average volume

200272.0

Dividend

$0.30

Ex-dividend date

08/31/2026

Payment date

09/15/2026

Beta

0.855

Payout ratio

36.7%

P/E ratio

11.69

Forward P/E

9.4251

EPS

$3.12

How Dividend Vision calculates yield and returns

Distribution rate (3.29%) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield (3.18%) is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

CPF risks and drawbacks

CPF's current distribution rate is moderate, not a high-yield payout — the strategy is dividend quality more than maximum income. Payments are quarterly, so cash flow is lumpy versus a monthly fund. The deepest 1-year drawdown on record here is 11.0%.

Who may consider CPF — and who may not

CPF may suit someone looking for a high Distribution Safety Score, moderate current income with a quality tilt. It is a weaker fit for investors who need monthly cash flow (CPF pays quarterly); investors hunting double-digit covered-call yields. This is educational context, not a recommendation to buy or sell.

More on CPF

• All tickers starting with C

Tagged: Financials, Dividend.

Frequently asked questions