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Dividend Vision

CPSS Stock — Consumer Portfolio Services Inc

Consumer Portfolio Services Inc (CPSS)

Updated October 16, 2026.

CPSS is a Stock. Total return is 248.6% over the past 34 years.

Consumer Portfolio Services Inc is a specialty finance company that purchases and services automobile contracts originated by franchised and independent dealers, providing indirect financing to customers with limited or troubled credit histories. The company operates branches in California, Nevada, Virginia, Florida, and Illinois, and also acquires installment purchase contracts through merger and acquisition transactions. Information on its distribution payments is not currently available.

CPSS performance

Price and return data through 2026-10-16.

Total return is 248.6% over the past 34 years. Over the past year its total return — price change plus distributions reinvested — is 13.0%. Its deepest 1-year drawdown was 22.1%.

WindowTotal returnCAGR
1M-3.6%—
3M-1.4%—
6M7.8%—
YTD-1.9%—
1Y13.0%—
2Y CAGR—-2.70%
3Y CAGR—0.00%
5Y CAGR—7.50%
10Y CAGR—6.90%
Since inception (34 years)248.6%3.70%

CPSS key facts

Asset type
Stock
Asset class
Equity
Inception date
10/22/1992
Distribution frequency
None
Last close
$9.15 (as of 2026-10-16)
Market cap
$200,432,443
Average volume
18579.0
Beta
1.137
Payout ratio
0.0%
P/E ratio
10.05
Forward P/E
3.9463
EPS
$0.91

How Dividend Vision calculates yield and returns

Distribution rate (the posted rate) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

CPSS risks and drawbacks

The deepest 1-year drawdown on record here is 22.1%.

Who may consider CPSS — and who may not

It is a weaker fit for investors who need monthly cash flow (CPSS does not currently distribute). This is educational context, not a recommendation to buy or sell.

More on CPSS

Tagged: Financials.

Frequently asked questions

Does CPSS pay monthly?

No. CPSS does not currently distribute.

When does CPSS pay a dividend?

CPSS does not currently distribute.

How has CPSS performed?

Total return is 248.6% over the past 34 years. Over the past year its total return — price change plus distributions reinvested — is 13.0%. Its deepest 1-year drawdown was 22.1%.

DividendVision analysis is generated from public SEC filing data and may not capture every change. Review the original filing for complete information.