CZFS — Citizens Financial Services Inc. Common Stock
Citizens Financial Services Inc. Common Stock (CZFS)
CZFS pays a 2.41% distribution rate, quarterly. Its Distribution Safety Score™ is 97 (Safe), giving a Safety-Adjusted Yield of 2.34%. Distributions grew 2.4% over the past year. Total return is 1399.0% over the past 32.4 years, 1564.2 points behind SPY at 2963.2%. Its deepest 1-year drawdown was 18.1%.
Citizens Financial Services is a bank holding company that provides deposit products, loan services including residential and commercial real estate financing, trust and investment management, and insurance products to individual, business, and institutional customers across Pennsylvania and surrounding regions. The company distributes dividends quarterly at a modest current distribution rate. This security appeals to income-focused investors seeking exposure to community banking and financial services.
CZFS key facts
- Distribution Safety Score™
- 97 · Safe
- Safety-Adjusted Yield
- 2.34%
- Asset type
- Stock
- Asset class
- Equity
- Inception date
- 04/05/1994
- Distribution rate
- 2.41%
- Distribution frequency
- Quarterly
- Trailing yield
- 2.44%
- 5-year average yield
- 3.16
- Last close
- $82.54
- Market cap
- $353,739,392
- Average volume
- 14865.0
- Last dividend
- $0.5100
- Ex-dividend date
- 06/12/2026
- Payment date
- 06/26/2026
- Beta
- 0.38
- Payout ratio
- 0.2454
- P/E ratio
- 8.989
- Forward P/E
- 9.2678
- EPS
- $8.19
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Income is not the same as return. Distribution yield measures cash paid to investors; total return also includes price changes. Compare both, especially for option-income and other high-distribution funds.
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