CZNC — Citizens & Northern Corporation
Citizens & Northern Corporation (CZNC)
CZNC pays a 4.32% distribution rate, quarterly. Its Distribution Safety Score™ is 96 (Safe), giving a Safety-Adjusted Yield of 4.15%. Total return is 854.9% over the past 32.4 years, 2108.3 points behind SPY at 2963.2%. Its deepest 1-year drawdown was 14.2%.
Citizens & Northern Corporation is a regional bank holding company operating Citizens & Northern Bank, which provides deposit products, lending services, wealth management, and insurance offerings to individual and corporate customers across Northcentral Pennsylvania, the Southern Tier of New York State, and Southeastern and Southcentral Pennsylvania. The company maintains a high current distribution rate and pays dividends quarterly. As a regional bank stock, it may appeal to income investors seeking exposure to community banking and financial services.
CZNC key facts
- Distribution Safety Score™
- 96 · Safe
- Safety-Adjusted Yield
- 4.15%
- Asset type
- Stock
- Asset class
- Equity
- Inception date
- 04/05/1994
- Distribution rate
- 4.32%
- Distribution frequency
- Quarterly
- Trailing yield
- 4.31%
- 5-year average yield
- 5.17
- Last close
- $25.98
- Market cap
- $465,947,872
- Average volume
- 78100.0
- Last dividend
- $0.2800
- Ex-dividend date
- 08/03/2026
- Payment date
- 08/14/2026
- Beta
- 0.387
- Payout ratio
- 0.6054
- P/E ratio
- 17.6735
- Forward P/E
- 11.1857
- EPS
- $1.47
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Income is not the same as return. Distribution yield measures cash paid to investors; total return also includes price changes. Compare both, especially for option-income and other high-distribution funds.
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