DGICA Stock — Donegal Group A Inc

Donegal Group A Inc (DGICA)

Updated October 16, 2026.

DGICA is a Stock. its distribution rate is 4.12%, its trailing-12-month yield is 4.01%. Dividend Vision Distribution Safety Score™ is 94/100 (Safe). Total return is -100.0% over the past 25.5 years, 991.3 points behind SPY at 891.3%.

Donegal Group Inc. is an insurance holding company that provides commercial and personal lines of property and casualty insurance, including commercial and personal automobile coverage, workers' compensation, and homeowners insurance, primarily serving the Mid-Atlantic, Midwest, Southern, and Southwestern states through independent insurance agents. The company pays a moderate current distribution rate on a quarterly basis. This security may appeal to income investors seeking exposure to the regional insurance sector.

DGICA performance versus SPY

Price and return data through 2026-10-16.

Total return is -100.0% over the past 25.5 years, 991.3 points behind SPY at 891.3%. Over the past year its total return — price change plus distributions reinvested — is 1.3%. Its deepest 1-year drawdown was 20.4%.

DGICA key facts

Distribution Safety Score™

94 · Safe

Safety-Adjusted Yield

3.87%

Asset type

Stock

Asset class

Equity

Inception date

04/24/2001

Distribution rate

4.12%

Distribution frequency

Quarterly

Trailing yield

4.01%

5-year average yield

4.3

Last close

$18.68 (as of 2026-10-16)

Market cap

$589,214,031

Average volume

61841.0

Dividend

$0.1925

Ex-dividend date

07/31/2026

Payment date

08/14/2026

Beta

-0.047

Payout ratio

40.1%

P/E ratio

9.78

Forward P/E

16.0

EPS

$1.91

How Dividend Vision calculates yield and returns

Distribution rate (4.12%) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield (4.01%) is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

DGICA risks and drawbacks

Payments are quarterly, so cash flow is lumpy versus a monthly fund. Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 20.4%.

Who may consider DGICA — and who may not

DGICA may suit someone looking for a high Distribution Safety Score, moderate current income with a quality tilt. It is a weaker fit for investors who need monthly cash flow (DGICA pays quarterly); investors hunting double-digit covered-call yields; investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

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Tagged: Financials, Dividend.

Frequently asked questions