EBC Stock — Eastern Bankshares, Inc.

Eastern Bankshares, Inc. (EBC)

Updated October 16, 2026.

EBC is a Stock. its distribution rate is 2.82%, its trailing-12-month yield is 2.63%. Dividend Vision Distribution Safety Score™ is 99/100 (Safe). Total return is 103.5% over the past 6 years, 34.6 points behind SPY at 138.1%.

Eastern Bankshares is a bank holding company based in Boston that provides deposit accounts, loans, and wealth management services to retail, commercial, and small business customers throughout the United States. The company distributes dividends quarterly at a modest current rate. Eastern Bankshares appeals to income-focused investors seeking exposure to regional banking and steady dividend payments.

EBC performance versus SPY

Price and return data through 2026-10-16.

Total return is 103.5% over the past 6 years, 34.6 points behind SPY at 138.1%. Over the past year its total return — price change plus distributions reinvested — is 27.3%. Its deepest 1-year drawdown was 15.0%.

EBC key facts

Distribution Safety Score™

99 · Safe

Safety-Adjusted Yield

2.79%

Asset type

Stock

Asset class

Equity

Inception date

10/15/2020

Distribution rate

2.82%

Distribution frequency

Quarterly

Trailing yield

2.63%

5-year average yield

2.39

Last close

$21.31 (as of 2026-10-16)

Market cap

$4,869,581,173

Average volume

3917385.0

Dividend

$0.15

Ex-dividend date

09/08/2026

Payment date

09/22/2026

Beta

0.702

Payout ratio

32.9%

P/E ratio

11.91

Forward P/E

9.6618

EPS

$1.79

How Dividend Vision calculates yield and returns

Distribution rate (2.82%) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield (2.63%) is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

EBC risks and drawbacks

EBC's current distribution rate is moderate, not a high-yield payout — the strategy is dividend quality more than maximum income. Payments are quarterly, so cash flow is lumpy versus a monthly fund. Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 15.0%.

Who may consider EBC — and who may not

EBC may suit someone looking for a high Distribution Safety Score, moderate current income with a quality tilt. It is a weaker fit for investors who need monthly cash flow (EBC pays quarterly); investors hunting double-digit covered-call yields; investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

More on EBC

• All tickers starting with E

Tagged: Financials, Dividend.

Frequently asked questions