ECBK Stock — ECB Bancorp Inc.

ECB Bancorp Inc. (ECBK)

Updated October 16, 2026.

ECBK is a Stock. Total return is 39.5% over the past 4.2 years, 59.3 points behind SPY at 98.8%.

ECB Bancorp operates as a bank holding company for Everett Co-operative Bank, providing retail and commercial banking services including deposit accounts, residential and commercial real estate lending, construction loans, and consumer credit, along with securities investments primarily in U.S. government obligations and mortgage-backed securities. The company does not currently have an established distribution schedule. This security may appeal to investors seeking exposure to regional banking operations.

ECBK performance versus SPY

Price and return data through 2026-10-16.

Total return is 39.5% over the past 4.2 years, 59.3 points behind SPY at 98.8%. Over the past year its total return — price change plus distributions reinvested — is 32.5%. Its deepest 1-year drawdown was 13.3%.

ECBK key facts

Asset type

Stock

Asset class

Equity

Inception date

07/28/2022

Distribution frequency

None

Last close

$19.65 (as of 2026-10-16)

Market cap

$171,695,844

Average volume

7613.0

Beta

0.456

Payout ratio

0.0%

P/E ratio

14.24

EPS

$1.38

How Dividend Vision calculates yield and returns

Distribution rate (the posted rate) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

ECBK risks and drawbacks

Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 13.3%.

Who may consider ECBK — and who may not

It is a weaker fit for investors who need monthly cash flow (ECBK does not currently distribute); investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

More on ECBK

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Tagged: Financials.

Frequently asked questions