ECPG Stock — Encore Capital Group, Inc.

Encore Capital Group, Inc. (ECPG)

Updated October 16, 2026.

ECPG is a Stock. Total return is 988.2% over the past 27.3 years, 214.5 points ahead of SPY at 773.7%.

Encore Capital Group is a specialty finance company that purchases portfolios of defaulted consumer receivables at discounts and manages debt recovery by working with individuals to repay obligations and achieve financial recovery. The company also provides debt servicing, collection, and credit management services to credit originators for non-performing loans. The company does not currently have an established regular distribution schedule, and the distribution rate is unknown.

ECPG performance versus SPY

Price and return data through 2026-10-16.

Total return is 988.2% over the past 27.3 years, 214.5 points ahead of SPY at 773.7%. Over the past year its total return — price change plus distributions reinvested — is 150.9%. Its deepest 1-year drawdown was 10.3%.

ECPG key facts

Asset type

Stock

Asset class

Equity

Inception date

07/09/1999

Distribution frequency

None

Last close

$101.68 (as of 2026-10-16)

Market cap

$2,156,568,335

Average volume

153800.0

Beta

1.307

Payout ratio

0.0%

P/E ratio

7.72

Forward P/E

5.5432

EPS

$13.17

How Dividend Vision calculates yield and returns

Distribution rate (the posted rate) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

ECPG risks and drawbacks

The deepest 1-year drawdown on record here is 10.3%.

Who may consider ECPG — and who may not

It is a weaker fit for investors who need monthly cash flow (ECPG does not currently distribute). This is educational context, not a recommendation to buy or sell.

More on ECPG

• All tickers starting with E

Tagged: Financials.

Frequently asked questions