EFFI ETF — Harbor Osmosis International Resource Efficient ETF

Harbor Osmosis International Resource Efficient ETF (EFFI)

Updated October 16, 2026.

EFFI is an ETF. its trailing-12-month yield is 3.94%, its expense ratio is 0.55%. Dividend Vision Distribution Safety Score™ is 50/100 (Unproven). Total return is 42.0% over the past 1.8 years, 12.8 points ahead of SPY at 29.2%.

Harbor Osmosis International Resource Efficient ETF is an actively managed equity fund that invests in large- and mid-capitalization public companies across developed markets outside the United States, selected for their resource efficiency relative to sector peers—specifically those that emit less carbon, consume less water, and generate less waste. The fund carries a current distribution rate and pays distributions annually, with its most recent payout being special or one-time and not necessarily indicative of recurring income. The fund has an expense ratio of 0.55%.

EFFI performance versus SPY

Price and return data through 2026-10-16.

Total return is 42.0% over the past 1.8 years, 12.8 points ahead of SPY at 29.2%. Over the past year its total return — price change plus distributions reinvested — is 16.0%. Its deepest 1-year drawdown was 10.5%.

EFFI key facts

Distribution Safety Score™

50 · Unproven

Issuer

Harbor Capital Advisors

Asset type

ETF

Asset class

Equity

Inception date

12/11/2024

Expense ratio

0.55%

Distribution frequency

Annual

Trailing yield

3.94%

Last close

$26.59 (as of 2026-10-16)

AUM

$145,146,193

Average volume

156.0

Dividend

$1.047

Ex-dividend date

12/19/2025

Payment date

12/24/2025

Beta

0.8775

How Dividend Vision calculates yield and returns

Distribution rate (the posted rate) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield (3.94%) is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: Harbor Capital Advisors; prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

EFFI risks and drawbacks

Payments are annual, so cash flow is lumpy versus a monthly fund. The deepest 1-year drawdown on record here is 10.5%.

Who may consider EFFI — and who may not

It is a weaker fit for investors who need monthly cash flow (EFFI pays annual). This is educational context, not a recommendation to buy or sell.

More on EFFI

• All tickers starting with E

Tagged: International.

Frequently asked questions

More securities from Harbor Capital Advisors.