EFSI Stock — Eagle Financial Services Inc Common Stock

Eagle Financial Services Inc Common Stock (EFSI)

Updated October 16, 2026.

EFSI is a Stock. its distribution rate is 2.70%, its trailing-12-month yield is 2.70%. Dividend Vision Distribution Safety Score™ is 94/100 (Safe). Total return is 653.4% over the past 25.3 years, 234.2 points behind SPY at 887.6%.

Eagle Financial Services is a bank holding company that operates Bank of Clarke, providing retail and commercial banking services including deposits, loans, wealth management, and investment advisory services across the United States, with particular focus on marine lending. The company distributes quarterly dividends at a modest current yield. This security appeals to income investors seeking exposure to community banking with regular dividend payments.

EFSI performance versus SPY

Price and return data through 2026-10-16.

Total return is 653.4% over the past 25.3 years, 234.2 points behind SPY at 887.6%. Over the past year its total return — price change plus distributions reinvested — is 33.4%. Its deepest 1-year drawdown was 21.2%.

EFSI key facts

Distribution Safety Score™

94 · Safe

Safety-Adjusted Yield

2.54%

Asset type

Stock

Asset class

Equity

Inception date

07/05/2001

Distribution rate

2.70%

Distribution frequency

Quarterly

Trailing yield

2.70%

5-year average yield

3.42

Last close

$45.89 (as of 2026-10-16)

Market cap

$248,339,012

Average volume

24844.0

Dividend

$0.31

Ex-dividend date

08/03/2026

Payment date

08/14/2026

Beta

0.2

Payout ratio

42.0%

P/E ratio

13.22

Forward P/E

13.6161

EPS

$3.47

How Dividend Vision calculates yield and returns

Distribution rate (2.70%) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield (2.70%) is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

EFSI risks and drawbacks

EFSI's current distribution rate is moderate, not a high-yield payout — the strategy is dividend quality more than maximum income. Payments are quarterly, so cash flow is lumpy versus a monthly fund. Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 21.2%.

Who may consider EFSI — and who may not

EFSI may suit someone looking for a high Distribution Safety Score, moderate current income with a quality tilt. It is a weaker fit for investors who need monthly cash flow (EFSI pays quarterly); investors hunting double-digit covered-call yields; investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

More on EFSI

• All tickers starting with E

Tagged: Financials, Dividend.

Frequently asked questions