ENVA Stock — Enova International, Inc.

Enova International, Inc. (ENVA)

Updated October 16, 2026.

ENVA is a Stock. Total return is 535.3% over the past 12 years, 168.1 points ahead of SPY at 367.2%.

Enova International is a technology and analytics company that provides online financial services including consumer and small business installment loans, lines of credit, and money transfer services through brands like CashNetUSA, NetCredit, and OnDeck, operating in the United States, Brazil, and internationally. The company does not currently have an established regular distribution schedule. This business may appeal to investors seeking exposure to the financial technology and consumer lending sectors.

ENVA performance versus SPY

Price and return data through 2026-10-16.

Total return is 535.3% over the past 12 years, 168.1 points ahead of SPY at 367.2%. Over the past year its total return — price change plus distributions reinvested — is 66.1%. Its deepest 1-year drawdown was 37.0%.

ENVA key facts

Asset type

Stock

Asset class

Equity

Inception date

10/30/2014

Distribution frequency

None

Last close

$177.89 (as of 2026-10-16)

Market cap

$4,429,171,217

Average volume

252872.0

Beta

1.283

Payout ratio

0.0%

P/E ratio

13.21

Forward P/E

8.3264

EPS

$13.47

How Dividend Vision calculates yield and returns

Distribution rate (the posted rate) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

ENVA risks and drawbacks

The deepest 1-year drawdown on record here is 37.0%.

Who may consider ENVA — and who may not

It is a weaker fit for investors who need monthly cash flow (ENVA does not currently distribute). This is educational context, not a recommendation to buy or sell.

More on ENVA

• All tickers starting with E

Tagged: Financials.

Frequently asked questions