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Dividend Vision

ESBS Stock — Es Bancshares Md

Es Bancshares Md (ESBS)

Updated October 15, 2026.

ESBS is a Stock. Total return is -29.3% over the past 21.9 years, 902.0 points behind SPY at 872.7%.

ES Bancshares, Inc. operates Empire State Bank, a community bank providing personal and business deposit accounts, loans (including SBA, commercial, real estate, and residential mortgages), and digital banking services across New York. The company's distribution profile is not currently known. This security appeals to investors seeking exposure to regional banking and community financial services.

ESBS performance versus SPY

Price and return data through 2026-10-15.

Total return is -29.3% over the past 21.9 years, 902.0 points behind SPY at 872.7%. Over the past year its total return — price change plus distributions reinvested — is 10.1%. Its deepest 1-year drawdown was 22.8%.

WindowTotal returnCAGR
1M9.0%—
3M26.0%—
6M18.8%—
YTD4.8%—
1Y10.1%—
2Y CAGR—10.00%
3Y CAGR—12.20%
5Y CAGR—7.80%
10Y CAGR—9.70%
Since inception (21.9 years)-29.3%-1.60%

ESBS key facts

Asset type
Stock
Asset class
Equity
Inception date
11/24/2004
Distribution frequency
None
Last close
$7.60 (as of 2026-10-15)
Market cap
$52,341,200
Average volume
813.0
Beta
0.042
Payout ratio
0.0%
P/E ratio
16.17
EPS
$0.47

How Dividend Vision calculates yield and returns

Distribution rate (the posted rate) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

ESBS risks and drawbacks

Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 22.8%.

Who may consider ESBS — and who may not

It is a weaker fit for investors who need monthly cash flow (ESBS does not currently distribute); investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

More on ESBS

Tagged: Financials.

Frequently asked questions

Does ESBS pay monthly?

No. ESBS does not currently distribute.

When does ESBS pay a dividend?

ESBS does not currently distribute.

How has ESBS performed?

Total return is -29.3% over the past 21.9 years, 902.0 points behind SPY at 872.7%. Over the past year its total return — price change plus distributions reinvested — is 10.1%. Its deepest 1-year drawdown was 22.8%.

DividendVision analysis is generated from public SEC filing data and may not capture every change. Review the original filing for complete information.