ESQ Stock — Esquire Financial Holdings, Inc.

Esquire Financial Holdings, Inc. (ESQ)

Updated October 16, 2026.

ESQ is a Stock. its distribution rate is 0.67%, its trailing-12-month yield is 0.65%. Dividend Vision Distribution Safety Score™ is 96/100 (Safe). Total return is 712.8% over the past 9.3 years, 448.0 points ahead of SPY at 264.8%.

Esquire Financial Holdings, Inc. operates as a bank holding company providing commercial and retail banking services through Esquire Bank, National Association, with a focus on legal professionals and small businesses alongside traditional deposit and lending products including commercial loans, consumer loans, real estate financing, and merchant services. The company pays a modest quarterly dividend. This stock may appeal to investors seeking exposure to regional banking and income from financial services, though at a low current yield.

ESQ performance versus SPY

Price and return data through 2026-10-16.

Total return is 712.8% over the past 9.3 years, 448.0 points ahead of SPY at 264.8%. Over the past year its total return — price change plus distributions reinvested — is 21.7%. Its deepest 1-year drawdown was 15.9%.

ESQ key facts

Distribution Safety Score™

96 · Safe

Safety-Adjusted Yield

0.64%

Asset type

Stock

Asset class

Equity

Inception date

06/27/2017

Distribution rate

0.67%

Distribution frequency

Quarterly

Trailing yield

0.65%

5-year average yield

0.68

Last close

$118.89 (as of 2026-10-16)

Market cap

$1,439,113,873

Average volume

166785.0

Dividend

$0.20

Ex-dividend date

08/14/2026

Payment date

09/01/2026

Beta

0.396

Payout ratio

12.9%

P/E ratio

19.62

Forward P/E

13.9558

EPS

$6.06

How Dividend Vision calculates yield and returns

Distribution rate (0.67%) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield (0.65%) is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

ESQ risks and drawbacks

ESQ's current distribution rate is moderate, not a high-yield payout — the strategy is dividend quality more than maximum income. Payments are quarterly, so cash flow is lumpy versus a monthly fund. The deepest 1-year drawdown on record here is 15.9%.

Who may consider ESQ — and who may not

ESQ may suit someone looking for a high Distribution Safety Score. It is a weaker fit for investors who need monthly cash flow (ESQ pays quarterly); investors hunting double-digit covered-call yields. This is educational context, not a recommendation to buy or sell.

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Tagged: Financials, Dividend.

Frequently asked questions