FBCIX Mutual Fund — American Funds Capital Income Builder® Class 529-F-2

American Funds Capital Income Builder® Class 529-F-2 (FBCIX)

FBCIX is a Mutual Fund. As of August 17, 2026, its distribution rate is 2.45%, its trailing-12-month yield is 7.23%, its expense ratio is 0.35%. Dividend Vision Distribution Safety Score™ is 100/100 (Safe). Total return is 96.7% over the past 5.8 years, 60.4 points behind SPY at 157.1%.

At the current 2.45% distribution rate, a $10,000 investment would generate approximately $245 per year, or $20.42 per month on an equivalent basis. Actual quarterly payments vary.

American Funds Capital Income Builder® Class 529-F-2 is a mutual fund that invests at least 90% of its assets in income-producing securities, with a minimum of 50% in common stocks and the remainder in bonds and other fixed-income investments, targeting an income yield that exceeds the average yield on S&P 500 stocks. The fund distributes income quarterly at a modest current distribution rate and carries an expense ratio of 0.35%. It appeals to income-focused investors seeking regular distributions with some growth potential through equity exposure.

FBCIX performance versus SPY

Data as of August 17, 2026.

Total return is 96.7% over the past 5.8 years, 60.4 points behind SPY at 157.1%. Its deepest 1-year drawdown was 6.5%.

FBCIX key facts

Data as of August 17, 2026.

Distribution Safety Score™

100 · Safe

Safety-Adjusted Yield

2.45%

Issuer

Capital Group

Asset type

Mutual Fund

Asset class

Equity

Expense ratio

0.35%

Distribution rate

2.45%

Distribution frequency

Quarterly

Trailing yield

7.23%

Last close

$84.90

AUM

$103,559,307,264

Average volume

0.0

Last dividend

$0.5210

Ex-dividend date

06/15/2026

Beta

0.86

P/E ratio

21.2269

How Dividend Vision calculates yield and returns

Distribution rate (2.45%) is the latest regular payout annualized by the fund's stated frequency, divided by the last close. Issuers often publish this as “Distribution Rate” on the fact sheet. Trailing-12-month yield (7.23%) is the sum of distributions paid in the last 12 months, split-adjusted, divided by the last close. It lags a recent raise or cut. We show a 30-day SEC yield when the fund publishes one. Schwab and other issuers may report a TTM distribution yield or SEC yield on a different date — all can be valid; they are not interchangeable. Total return uses split-adjusted close with distributions reinvested from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. Figures below use Dividend Vision data as of August 17, 2026.

Distribution rate methodology · Distribution Safety Score methodology · SEC yield

Sources and review

Data as of August 17, 2026.

Primary sources: Capital Group; prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

FBCIX risks and drawbacks

FBCIX's current distribution rate is moderate, not a high-yield payout — the strategy is dividend quality more than maximum income. Payments are quarterly, so cash flow is lumpy versus a monthly fund. Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 6.5%.

Who may consider FBCIX — and who may not

FBCIX may suit someone looking for a high Distribution Safety Score, moderate current income with a quality tilt. It is a weaker fit for investors who need monthly cash flow (FBCIX pays quarterly); investors hunting double-digit covered-call yields; investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

Frequently asked questions

More funds from Capital Group.