FBPA Stock — The Farmers Bank of Appomattox

The Farmers Bank of Appomattox (FBPA)

Updated October 16, 2026.

FBPA is a Stock. its distribution rate is 3.89%, its trailing-12-month yield is 3.89%. Dividend Vision Distribution Safety Score™ is 78/100 (Generally safe). Total return is 420.9% over the past 24 years, 939.9 points behind SPY at 1360.8%.

The Farmers Bank of Appomattox is a community bank founded in 1918 that provides personal and business banking services across central Virginia, including deposit products, real estate and commercial loans, and standard banking services such as online banking, wire transfers, and safe deposit boxes. The bank currently has a moderate distribution rate, though the latest distribution was special and may not recur on a regular basis. It appeals to investors seeking exposure to regional financial institutions and current income.

FBPA performance versus SPY

Price and return data through 2026-10-16.

Total return is 420.9% over the past 24 years, 939.9 points behind SPY at 1360.8%. Over the past year its total return — price change plus distributions reinvested — is 22.8%. Its deepest 1-year drawdown was 7.4%.

FBPA key facts

Distribution Safety Score™

78 · Generally safe

Asset type

Stock

Asset class

Equity

Inception date

10/04/2002

Distribution rate

3.89%

Trailing yield

3.89%

5-year average yield

4.16

Last close

$32.10 (as of 2026-10-16)

Market cap

$34,785,486

Average volume

50.0

Dividend

$0.60

Ex-dividend date

08/24/2026

Payment date

09/04/2026

Beta

0.234

Payout ratio

37.5%

P/E ratio

9.64

EPS

$3.33

How Dividend Vision calculates yield and returns

Distribution rate (3.89%) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield (3.89%) is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

FBPA risks and drawbacks

FBPA's current distribution rate is moderate, not a high-yield payout — the strategy is dividend quality more than maximum income. Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 7.4%.

Who may consider FBPA — and who may not

FBPA may suit someone looking for moderate current income with a quality tilt. It is a weaker fit for investors hunting double-digit covered-call yields; investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

More on FBPA

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Tagged: Financials, Dividend.

Frequently asked questions