FCBM Stock — First Carolina Financial Services, Inc.

First Carolina Financial Services, Inc. (FCBM)

Updated October 16, 2026.

FCBM is a Stock. Total return is 1.0% over the past 0.3 years, 1.5 points behind SPY at 2.5%.

First Carolina Financial Services is a bank holding company that operates First Carolina Bank, providing commercial and consumer banking services across the United States through its Community Banking segment and BM Tech business line; offerings include deposit accounts, loans, credit and debit cards, online banking, treasury management, wealth management, and merchant services to small and medium-sized businesses, individuals, professionals, and institutions. The company does not currently have an established distribution schedule. This security may appeal to investors seeking exposure to regional banking and financial services.

FCBM performance versus SPY

Price and return data through 2026-10-16.

Total return is 1.0% over the past 0.3 years, 1.5 points behind SPY at 2.5%.

FCBM key facts

Asset type

Stock

Asset class

Equity

Inception date

06/18/2026

Distribution frequency

None

Last close

$12.72 (as of 2026-10-16)

Market cap

$395,195,797

Average volume

581300.0

Payout ratio

0.0%

P/E ratio

23.56

Forward P/E

9.2414

EPS

$0.54

How Dividend Vision calculates yield and returns

Distribution rate (the posted rate) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

FCBM risks and drawbacks

Total return has trailed SPY over the available window.

Who may consider FCBM — and who may not

It is a weaker fit for investors who need monthly cash flow (FCBM does not currently distribute); investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

More on FCBM

• All tickers starting with F

Tagged: Financials.

Frequently asked questions