FCF Stock — First Commonwealth Financial Corporation

First Commonwealth Financial Corporation (FCF)

Updated October 16, 2026.

FCF is a Stock. its distribution rate is 2.75%, its trailing-12-month yield is 2.70%. Dividend Vision Distribution Safety Score™ is 99/100 (Safe). Total return is 1105.5% over the past 34.3 years.

First Commonwealth Financial Corporation is a regional bank holding company providing consumer and commercial banking services, including deposit accounts, lending products, trust and asset management, and insurance services across the United States. The company distributes dividends quarterly at a modest current rate. This security appeals to income-focused investors seeking exposure to regional banking and financial services.

FCF performance

Price and return data through 2026-10-16.

Total return is 1105.5% over the past 34.3 years. Over the past year its total return — price change plus distributions reinvested — is 35.0%. Its deepest 1-year drawdown was 11.6%.

FCF key facts

Distribution Safety Score™

99 · Safe

Safety-Adjusted Yield

2.72%

Asset type

Stock

Asset class

Equity

Inception date

06/10/1992

Distribution rate

2.75%

Distribution frequency

Quarterly

Trailing yield

2.70%

5-year average yield

3.22

Last close

$20.34 (as of 2026-10-16)

Market cap

$2,055,477,514

Average volume

758570.0

Dividend

$0.14

Ex-dividend date

08/07/2026

Payment date

08/21/2026

Beta

0.751

Payout ratio

33.7%

P/E ratio

12.56

Forward P/E

10.5708

EPS

$1.62

How Dividend Vision calculates yield and returns

Distribution rate (2.75%) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield (2.70%) is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

FCF risks and drawbacks

FCF's current distribution rate is moderate, not a high-yield payout — the strategy is dividend quality more than maximum income. Payments are quarterly, so cash flow is lumpy versus a monthly fund. The deepest 1-year drawdown on record here is 11.6%.

Who may consider FCF — and who may not

FCF may suit someone looking for a high Distribution Safety Score, moderate current income with a quality tilt. It is a weaker fit for investors who need monthly cash flow (FCF pays quarterly); investors hunting double-digit covered-call yields. This is educational context, not a recommendation to buy or sell.

More on FCF

• All tickers starting with F

Tagged: Financials, Dividend.

Frequently asked questions