FCFMX Mutual Fund — Fidelity Series Total Market Index Fund

Fidelity Series Total Market Index Fund (FCFMX)

Updated October 16, 2026.

FCFMX is a low-cost Mutual Fund. its distribution rate is 1.05%, its trailing-12-month yield is 1.00%, its expense ratio is 0.00%. Dividend Vision Distribution Safety Score™ is 77/100 (Generally safe). Total return is 178.2% over the past 7.5 years, 12.0 points behind SPY at 190.2%.

Fidelity Series Total Market Index Fund is a mutual fund that tracks the Dow Jones U.S. Total Stock Market Index, holding approximately 5,000 U.S.-listed common stocks weighted by market capitalization. The fund carries a modest distribution rate with no regular distribution frequency established, and features an exceptionally low expense ratio of 0.00%. It appeals to investors seeking broad U.S. equity market exposure with minimal costs.

FCFMX performance versus SPY

Price and return data through 2026-10-16.

Total return is 178.2% over the past 7.5 years, 12.0 points behind SPY at 190.2%. Over the past year its total return — price change plus distributions reinvested — is 16.0%. Its deepest 1-year drawdown was 8.9%.

FCFMX key facts

Distribution Safety Score™

77 · Generally safe

Issuer

Fidelity Investments

Asset type

Mutual Fund

Asset class

Equity

Inception date

04/26/2019

Expense ratio

0.00%

Distribution rate

1.05%

Trailing yield

1.00%

Last close

$24.93 (as of 2026-10-16)

NAV

$26.62 as of 2026-09-30; source eodhd (stale)

Premium / discount

N/A (price 2026-10-16, NAV 2026-09-30) (NAV stale)

AUM

$115,046,290,000

Average volume

0.0

Dividend

$0.04

Ex-dividend date

04/10/2026

Beta

1.03

How Dividend Vision calculates yield and returns

Distribution rate (1.05%) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield (1.00%) is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: Fidelity Investments; prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

FCFMX risks and drawbacks

FCFMX's current distribution rate is moderate, not a high-yield payout — the strategy is dividend quality more than maximum income. Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 8.9%.

Who may consider FCFMX — and who may not

FCFMX may suit someone looking for low-cost broad dividend exposure. It is a weaker fit for investors hunting double-digit covered-call yields; investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

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Frequently asked questions

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