FDSB Stock — Fifth District Bancorp, Inc. Common Stock

Fifth District Bancorp, Inc. Common Stock (FDSB)

Updated October 16, 2026.

FDSB is a Stock. Total return is 64.7% over the past 2.2 years, 20.5 points ahead of SPY at 44.2%.

Fifth District Bancorp is a bank holding company based in New Orleans that operates Fifth District Savings Bank, offering deposit products including checking and savings accounts, certificates of deposit, and various loan products such as residential mortgages, commercial real estate loans, and home equity lines of credit, along with electronic banking services. The company does not currently have an established distribution frequency. This security appeals to investors seeking exposure to community banking operations.

FDSB performance versus SPY

Price and return data through 2026-10-16.

Total return is 64.7% over the past 2.2 years, 20.5 points ahead of SPY at 44.2%. Over the past year its total return — price change plus distributions reinvested — is 26.4%. Its deepest 1-year drawdown was 9.8%.

FDSB key facts

Asset type

Stock

Asset class

Equity

Inception date

08/01/2024

Distribution frequency

None

Last close

$16.88 (as of 2026-10-16)

Market cap

$88,377,907

Average volume

2179.0

Beta

0.202

Payout ratio

0.0%

P/E ratio

49.65

EPS

$0.34

How Dividend Vision calculates yield and returns

Distribution rate (the posted rate) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

FDSB risks and drawbacks

The deepest 1-year drawdown on record here is 9.8%.

Who may consider FDSB — and who may not

It is a weaker fit for investors who need monthly cash flow (FDSB does not currently distribute). This is educational context, not a recommendation to buy or sell.

More on FDSB

• All tickers starting with F

Tagged: Financials.

Frequently asked questions