FFLDX Mutual Fund — Fidelity Freedom Index 2055 Fund Institutional Premium Class

Fidelity Freedom Index 2055 Fund Institutional Premium Class (FFLDX)

Updated October 16, 2026.

FFLDX is a low-cost Mutual Fund. its distribution rate is 0.01%, its trailing-12-month yield is 1.73%, its expense ratio is 0.08%. Dividend Vision Distribution Safety Score™ is 83/100 (Safe). Total return is 197.9% over the past 11.3 years, 139.4 points behind SPY at 337.3%.

Fidelity Freedom Index 2055 Fund Institutional Premium Class is a mutual fund that invests in a diversified mix of Fidelity index funds tracking U.S. equities, international equities, bonds, and short-term investments, designed as a target-date portfolio for investors with a 2055 retirement horizon. The fund carries a modest expense ratio of 0.08% and maintains a modest current distribution rate. It does not operate on a regular distribution schedule, instead distributing gains as they occur throughout the year.

FFLDX performance versus SPY

Price and return data through 2026-10-16.

Total return is 197.9% over the past 11.3 years, 139.4 points behind SPY at 337.3%. Over the past year its total return — price change plus distributions reinvested — is 14.3%. Its deepest 1-year drawdown was 9.1%.

FFLDX key facts

Distribution Safety Score™

83 · Safe

Safety-Adjusted Yield

0.01%

Issuer

Fidelity Investments

Asset type

Mutual Fund

Asset class

Equity

Inception date

06/01/2011

Expense ratio

0.08%

Distribution rate

0.01%

Distribution frequency

Semi-Annual

Trailing yield

1.73%

Last close

$28.27 (as of 2026-10-16)

NAV

$28.90 as of 2026-09-30; source eodhd (stale)

Premium / discount

N/A (price 2026-10-16, NAV 2026-09-30) (NAV stale)

AUM

$24,915,050,000

Average volume

0.0

Dividend

$0.002

Ex-dividend date

05/08/2026

Payment date

05/11/2026

Beta

1.19

How Dividend Vision calculates yield and returns

Distribution rate (0.01%) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield (1.73%) is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: Fidelity Investments; prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

FFLDX risks and drawbacks

FFLDX's current distribution rate is moderate, not a high-yield payout — the strategy is dividend quality more than maximum income. Payments are semi-annual, so cash flow is lumpy versus a monthly fund. Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 9.1%.

Who may consider FFLDX — and who may not

FFLDX may suit someone looking for low-cost broad dividend exposure, a high Distribution Safety Score. It is a weaker fit for investors who need monthly cash flow (FFLDX pays semi-annual); investors hunting double-digit covered-call yields; investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

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Frequently asked questions

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