FINS CEF — Angel Oak Financial Strategies Income Term Trust

Angel Oak Financial Strategies Income Term Trust (FINS)

Updated November 6, 2026.

FINS is a CEF. Its distribution rate is 11.46%, its trailing-12-month yield is 11.46%. Dividend Vision Distribution Safety Score™ is 78/100 (Generally safe). Total return is 15.8% over the past 7.4 years, 178.1 points behind SPY at 193.9%.

Angel Oak Financial Strategies Income Term Trust is a closed-end fund that invests in fixed income securities to generate current income. The fund distributes income monthly and currently offers a high distribution rate. An expense ratio is not publicly available for this fund.

FINS performance versus SPY

As of Nov 5, 2026

Total return is 15.8% over the past 7.4 years, 178.1 points behind SPY at 193.9%. Over the past year its total return — price change plus distributions reinvested — is 1.7%. Its deepest 1-year drawdown was 6.6%.

FINS key facts

Distribution Safety Score™

78 · Generally safe

Safety-Adjusted Yield

8.94%

Issuer

Angel Oak

Asset type

CEF

Asset class

Fixed Income

Inception date

05/29/2019

Distribution rate

11.46%

Distribution frequency

Monthly

Trailing yield

11.46%

5-year average yield

9.75

Last close

$12.04 (as of 2026-11-06)

NAV

N/A

Premium / discount

Premium not shown · NAV date unknown

Market cap

$400,333,856

Average volume

87,316

Dividend

$0.115

Ex-dividend date

11/16/2026

Payment date

11/30/2026

Beta

0.196

Expense ratio and AUM unavailable in this published snapshot. Missing values do not mean zero or complete coverage. ?

How Dividend Vision calculates yield and returns

Distribution rate (11.46%) has no calculation basis on file. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield (11.46%) is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: Angel Oak; prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

FINS risks and drawbacks

Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 6.6%.

Who may consider FINS — and who may not

It is a weaker fit for investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

More on FINS

• All tickers starting with F

Frequently asked questions

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