DV
Dividend Vision

FISI — Financial Institutions Inc

Financial Institutions Inc (FISI)

FISI pays a 3.01% distribution rate, quarterly. Its Distribution Safety Score™ is 97 (Safe), giving a Safety-Adjusted Yield of 2.92%. Distributions grew 5.3% over the past year. Total return is 592.9% over the past 27.1 years, 252.8 points behind SPY at 845.7%. Its deepest 1-year drawdown was 13.7%.

Financial Institutions, Inc. is a regional bank based in New York that provides banking and financial services to consumer, commercial, and municipal customers, offering deposit accounts, commercial and residential loans, consumer loans, and wealth management and investment advisory services, along with a real estate investment trust subsidiary. The company pays a quarterly distribution at a modest current rate. This security appeals to income-focused investors seeking exposure to regional banking and steady dividend payments.

FISI key facts

Distribution Safety Score™
97 · Safe
Safety-Adjusted Yield
2.92%
Asset type
Stock
Asset class
Equity
Inception date
06/25/1999
Distribution rate
3.01%
Distribution frequency
Quarterly
Trailing yield
3.02%
5-year average yield
4.83
Last close
$41.75
Market cap
$774,068,032
Average volume
101100.0
Last dividend
$0.3200
Ex-dividend date
06/12/2026
Payment date
07/02/2026
Beta
0.655
Payout ratio
0.3281
P/E ratio
10.2396
Forward P/E
11.274
EPS
$3.84