FJTDX Mutual Fund — FIDELITY FLEX CONSERVATIVE INCOME BOND FUND

FIDELITY FLEX CONSERVATIVE INCOME BOND FUND (FJTDX)

Updated October 16, 2026.

FJTDX is a Mutual Fund. its distribution rate is 4.24%, its trailing-12-month yield is 4.22%. Dividend Vision Distribution Safety Score™ is 61/100 (Generally safe). Total return is 29.5% over the past 8.4 years, 183.4 points behind SPY at 212.9%.

Fidelity Flex Conservative Income Bond Fund is a mutual fund that invests at least 80% of its assets in U.S. dollar-denominated money market instruments and high-quality investment-grade debt securities to generate regular income. The fund currently distributes a moderate income yield on a monthly basis and carries no stated expense ratio. It appeals to conservative income investors seeking steady distributions from a diversified bond portfolio with minimal credit risk.

FJTDX performance versus SPY

Price and return data through 2026-10-16.

Total return is 29.5% over the past 8.4 years, 183.4 points behind SPY at 212.9%. Over the past year its total return — price change plus distributions reinvested — is 4.0%. Its deepest 1-year drawdown was 0.2%.

FJTDX key facts

Distribution Safety Score™

61 · Generally safe

Safety-Adjusted Yield

2.59%

Issuer

Fidelity Investments

Asset type

Mutual Fund

Asset class

Fixed Income

Inception date

06/06/2018

Distribution rate

4.24%

Distribution frequency

Monthly

Trailing yield

4.22%

Last close

$10.01 (as of 2026-10-16)

NAV

$9.60 as of 2026-09-30; source eodhd (stale)

Premium / discount

N/A (price 2026-10-16, NAV 2026-09-30) (NAV stale)

AUM

$806,330,000

Average volume

0.0

Dividend

$0.007

Ex-dividend date

10/09/2026

Beta

0.03

Expense ratio unavailable in this published snapshot. Missing values do not mean zero or complete coverage. ?

How Dividend Vision calculates yield and returns

Distribution rate (4.24%) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield (4.22%) is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: Fidelity Investments; prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

FJTDX risks and drawbacks

Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 0.2%.

Who may consider FJTDX — and who may not

FJTDX may suit someone looking for moderate current income with a quality tilt. It is a weaker fit for investors hunting double-digit covered-call yields; investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

More on FJTDX

• All tickers starting with F

Tagged: Fixed Income, Money Market, Bonds, Index.

Frequently asked questions

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