FOA Stock — Finance of America Companies Inc

Finance of America Companies Inc (FOA)

Updated October 16, 2026.

FOA is a Stock. Total return is -88.6% over the past 7.5 years, 282.2 points behind SPY at 193.6%.

Finance of America Companies Inc. is a financial services holding company that provides home equity-based financing solutions, including reverse mortgage loans and related services, primarily for retirees in the United States. The company operates through two segments focused on retirement solutions and portfolio management, offering loan origination, securitization, sales, and servicing capabilities. The company does not currently have an established distribution schedule, and specific distribution information is not available.

FOA performance versus SPY

Price and return data through 2026-10-16.

Total return is -88.6% over the past 7.5 years, 282.2 points behind SPY at 193.6%. Over the past year its total return — price change plus distributions reinvested — is -49.0%. Its deepest 1-year drawdown was 60.6%.

FOA key facts

Asset type

Stock

Asset class

Equity

Inception date

04/18/2019

Distribution frequency

None

Last close

$11.02 (as of 2026-10-16)

Market cap

$101,581,875

Average volume

106397.0

Beta

1.686

Payout ratio

0.0%

Forward P/E

2.8058

EPS

$-2.07

How Dividend Vision calculates yield and returns

Distribution rate (the posted rate) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

FOA risks and drawbacks

Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 60.6%.

Who may consider FOA — and who may not

It is a weaker fit for investors who need monthly cash flow (FOA does not currently distribute); investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

More on FOA

• All tickers starting with F

Tagged: Financials.

Frequently asked questions