FRAF Stock — Franklin Financial Services Corp

Franklin Financial Services Corp (FRAF)

Updated October 16, 2026.

FRAF is a Stock. its distribution rate is 2.17%, its trailing-12-month yield is 2.14%. Dividend Vision Distribution Safety Score™ is 95/100 (Safe). Its deepest 1-year drawdown was 16.3%.

Franklin Financial Services Corporation operates as a bank holding company providing commercial and consumer banking services, deposit products, and trust and investment services to businesses, individuals, and governmental entities in Pennsylvania. The company distributes earnings quarterly at a modest current distribution rate. Franklin Financial appeals to income-focused investors seeking exposure to a regional banking business with an established dividend history.

FRAF performance

Returns are updating. FRAF's total return appears here after the next nightly update.

Its deepest 1-year drawdown was 16.3%.

FRAF key facts

Distribution Safety Score™

95 · Safe

Safety-Adjusted Yield

2.06%

Asset type

Stock

Asset class

Equity

Inception date

04/06/1994

Distribution rate

2.17%

Distribution frequency

Quarterly

Trailing yield

2.14%

5-year average yield

3.49

Last close

$62.75 (as of 2026-10-16)

Market cap

$282,348,770

Average volume

39567.0

Dividend

$0.34

Ex-dividend date

08/07/2026

Payment date

08/26/2026

Beta

-0.019

Payout ratio

32.4%

P/E ratio

11.45

Forward P/E

12.0048

EPS

$5.48

How Dividend Vision calculates yield and returns

Distribution rate (2.17%) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield (2.14%) is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

FRAF risks and drawbacks

FRAF's current distribution rate is moderate, not a high-yield payout — the strategy is dividend quality more than maximum income. Payments are quarterly, so cash flow is lumpy versus a monthly fund. The deepest 1-year drawdown on record here is 16.3%.

Who may consider FRAF — and who may not

FRAF may suit someone looking for a high Distribution Safety Score, moderate current income with a quality tilt. It is a weaker fit for investors who need monthly cash flow (FRAF pays quarterly); investors hunting double-digit covered-call yields. This is educational context, not a recommendation to buy or sell.

More on FRAF

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Tagged: Financials, Dividend.

Frequently asked questions