GIBCX Mutual Fund — Guggenheim Total Return Bond Fund Class C

Guggenheim Total Return Bond Fund Class C (GIBCX)

Updated October 8, 2026.

GIBCX is a Mutual Fund. its distribution rate is 4.09%, its trailing-12-month yield is 4.20%, its expense ratio is 1.52%. Dividend Vision Distribution Safety Score™ is 93/100 (Safe). Total return is 48.5% over the past 14.9 years, 655.6 points behind SPY at 704.1%.

At the current 4.09% distribution rate, a $10,000 investment would generate approximately $409 per year, or $34.08 per month.

Guggenheim Total Return Bond Fund Class C is a mutual fund that invests at least 80% of its assets in debt securities globally, with a focus on developed markets but also including emerging markets exposure. The fund carries a current distribution rate in the mid-range and has an expense ratio of 1.52%. It appeals to fixed-income investors seeking broad bond market exposure with distributions.

GIBCX performance versus SPY

Price and return data through 2026-10-08.

Total return is 48.5% over the past 14.9 years, 655.6 points behind SPY at 704.1%. Over the past year its total return — price change plus distributions reinvested — is -2.5%. Its deepest 1-year drawdown was 5.0%.

GIBCX key facts

Distribution Safety Score™

93 · Safe

Safety-Adjusted Yield

3.80%

Issuer

Guggenheim

Asset type

Mutual Fund

Asset class

Fixed Income

Inception date

11/30/2011

Expense ratio

1.52%

Distribution rate

4.09%

Distribution frequency

Monthly

Trailing yield

4.20%

Last close

$22.64 (as of 2026-10-08)

NAV

$22.63 as of 2026-09-30; source eodhd

Premium / discount

0.04% premium (price 2026-10-08, NAV 2026-09-30) (NAV stale)

AUM

$31,562,920,000

Average volume

0.0

Dividend

$0.07377

Ex-dividend date

09/30/2026

Payment date

09/30/2026

Beta

1.0

How Dividend Vision calculates yield and returns

Distribution rate (4.09%) is the latest regular payout annualized by the fund's stated frequency, divided by the last close. Issuers often publish this as “Distribution Rate” on the fact sheet. Trailing-12-month yield (4.20%) is the sum of distributions paid in the last 12 months, split-adjusted, divided by the last close. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: Guggenheim; prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

GIBCX risks and drawbacks

Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 5.0%.

Who may consider GIBCX — and who may not

GIBCX may suit someone looking for a high Distribution Safety Score, moderate current income with a quality tilt. It is a weaker fit for investors hunting double-digit covered-call yields; investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

Frequently asked questions

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