GOVB Stock — Gouverneur Bancorp

Gouverneur Bancorp (GOVB)

Updated October 16, 2026.

GOVB is a Stock. its distribution rate is 0.86%, its trailing-12-month yield is 0.86%. Dividend Vision Distribution Safety Score™ is 64/100 (Generally safe). Its deepest 1-year drawdown was 12.3%.

Gouverneur Bancorp is a bank holding company operating Gouverneur Savings and Loan Association, which provides deposit and lending services primarily to individuals and businesses in St. Lawrence, Jefferson, and Lewis counties in New York State. The bank accepts various deposit products and offers residential and commercial real estate loans, construction loans, consumer loans, and invests in municipal bonds and government securities. It maintains a modest current distribution rate and does not have a stated expense ratio as an operating company rather than a fund.

GOVB performance

Returns are updating. GOVB's total return appears here after the next nightly update.

Its deepest 1-year drawdown was 12.3%.

GOVB key facts

Distribution Safety Score™

64 · Generally safe

Safety-Adjusted Yield

0.55%

Asset type

Stock

Asset class

Equity

Inception date

03/23/1999

Distribution rate

0.86%

Distribution frequency

Semi-Annual

Trailing yield

0.86%

5-year average yield

1.23

Last close

$20.86 (as of 2026-10-16)

Market cap

$22,089,113

Average volume

300.0

Dividend

$0.09

Ex-dividend date

05/04/2026

Payment date

05/18/2026

Beta

0.065

Payout ratio

75.0%

P/E ratio

21.73

Forward P/E

20.6186

EPS

$0.96

How Dividend Vision calculates yield and returns

Distribution rate (0.86%) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield (0.86%) is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

GOVB risks and drawbacks

GOVB's current distribution rate is moderate, not a high-yield payout — the strategy is dividend quality more than maximum income. Payments are semi-annual, so cash flow is lumpy versus a monthly fund. The deepest 1-year drawdown on record here is 12.3%.

Who may consider GOVB — and who may not

It is a weaker fit for investors who need monthly cash flow (GOVB pays semi-annual); investors hunting double-digit covered-call yields. This is educational context, not a recommendation to buy or sell.

More on GOVB

• All tickers starting with G

Tagged: Financials, Dividend.

Frequently asked questions