GSBX Stock — Golden State Bancorp

Golden State Bancorp (GSBX)

Updated October 16, 2026.

GSBX is a Stock. Total return is -84.4% over the past 21.8 years, 939.2 points behind SPY at 854.8%.

Golden State Bancorp is a California-based bank holding company that provides personal and business banking services across Los Angeles, Orange, Riverside, San Diego, Ventura, and San Bernardino counties through its Golden State Bank subsidiary. The company offers deposit products including checking and savings accounts, money market accounts, and certificates of deposit, along with lending services such as commercial real estate loans, business term loans, construction financing, and residential mortgages, plus online and mobile banking. The company's distribution history is not currently documented.

GSBX performance versus SPY

Price and return data through 2026-10-16.

Total return is -84.4% over the past 21.8 years, 939.2 points behind SPY at 854.8%. Over the past year its total return — price change plus distributions reinvested — is 32.0%. Its deepest 1-year drawdown was 4.7%.

GSBX key facts

Asset type

Stock

Asset class

Equity

Inception date

12/10/2004

Distribution frequency

None

Last close

$39.00 (as of 2026-10-16)

Market cap

$91,797,498

Average volume

700.0

Beta

0.268

Payout ratio

0.0%

P/E ratio

10.57

EPS

$3.69

How Dividend Vision calculates yield and returns

Distribution rate (the posted rate) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

GSBX risks and drawbacks

Total return has trailed SPY over the available window. The deepest 1-year drawdown on record here is 4.7%.

Who may consider GSBX — and who may not

It is a weaker fit for investors who need monthly cash flow (GSBX does not currently distribute); investors whose main goal is matching SPY total return. This is educational context, not a recommendation to buy or sell.

More on GSBX

• All tickers starting with G

Tagged: Financials.

Frequently asked questions