HDB Stock — HDFC Bank Limited

HDFC Bank Limited (HDB)

Updated October 16, 2026.

HDB is a Stock. its distribution rate is 3.47%, its trailing-12-month yield is 3.47%. Dividend Vision Distribution Safety Score™ is 56/100 (Caution). Total return is 4586.5% over the past 25.2 years, 3696.1 points ahead of SPY at 890.4%.

HDFC Bank Limited is a major financial services company headquartered in Mumbai that provides retail and wholesale banking, loans, payment services, insurance products, and financial solutions across India and select international markets including Bahrain, Hong Kong, Singapore, and Dubai. The stock carries a modest current distribution rate and distributes dividends to shareholders. This security appeals to income-oriented investors seeking exposure to Indian financial services and banking sector growth.

HDB performance versus SPY

Price and return data through 2026-10-16.

Total return is 4586.5% over the past 25.2 years, 3696.1 points ahead of SPY at 890.4%. Over the past year its total return — price change plus distributions reinvested — is -29.4%. Its deepest 1-year drawdown was 38.3%.

HDB key facts

Distribution Safety Score™

56 · Caution

Asset type

Stock

Asset class

Equity

Inception date

07/20/2001

Distribution rate

3.47%

Trailing yield

3.47%

5-year average yield

0.91

Last close

$23.84 (as of 2026-10-16)

Market cap

$122,525,497,314

Average volume

15310151.0

Dividend

$0.40861

Ex-dividend date

08/07/2026

Payment date

08/17/2026

Beta

0.404

Payout ratio

73.3%

P/E ratio

16.67

Forward P/E

13.459

EPS

$1.43

How Dividend Vision calculates yield and returns

Distribution rate (3.47%) uses calculation basis unavailable. Issuer rates can use a different denominator and date, including ex-date NAV. Trailing-12-month yield (3.47%) is the sum of split-adjusted cash distributions with ex-dates in the last 12 months, divided by the published price. It lags a recent raise or cut. Total return uses split-adjusted close with distributions reinvested on the ex-dividend date (a modeling convention, not the cash-settlement date) from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is the security's total return, not your personal gain/loss.

Yield and safety methodology · Distribution rate methodology · Distribution Safety Score methodology

Sources and review

Primary sources: prices and distributions from Dividend Vision, derived from vendor EOD data.

Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.

HDB risks and drawbacks

HDB's current distribution rate is moderate, not a high-yield payout — the strategy is dividend quality more than maximum income. The deepest 1-year drawdown on record here is 38.3%.

Who may consider HDB — and who may not

HDB may suit someone looking for moderate current income with a quality tilt. It is a weaker fit for investors hunting double-digit covered-call yields. This is educational context, not a recommendation to buy or sell.

More on HDB

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Tagged: Financials, Dividend.

Frequently asked questions