HERZ ETF — Herzfeld Credit Income Fund, Inc
Herzfeld Credit Income Fund, Inc (HERZ)
HERZ is a low-cost ETF. As of August 19, 2026, its distribution rate is 8.54%, its trailing-12-month yield is 92.71%. Dividend Vision Distribution Safety Score™ is 29/100 (Elevated risk). Its deepest 1-year drawdown was 33.6%.
At the current 8.54% distribution rate, a $10,000 investment would generate approximately $854 per year, or $71.17 per month on an equivalent basis.
HERZ dividend yield and income
Data as of August 19, 2026.
The distribution rate (8.54%) is the latest posted forward yield, paid monthly. Trailing-12-month yield (92.71%) is the last year of payments divided by the current price. The last dividend was $0.1700. The last ex-dividend date was 09/16/2026. It was paid on 09/30/2026. At 8.54%, $10,000 would generate about $854 a year ($71.17 monthly-equivalent).
| Ex-date | Amount | vs year-ago payment |
|---|---|---|
| 2026-08-17 | $0.17 | — |
| 2026-07-17 | $0.17 | — |
| 2026-06-16 | $0.17 | — |
| 2026-05-15 | $0.17 | -92.7% |
| 2026-04-24 | $0.17 | — |
| 2025-12-31 | $6.87 | 194.8% |
| 2025-11-21 | $6.87 | — |
| 2025-05-23 | $2.33 | 72.6% |
| 2024-12-31 | $2.33 | 72.6% |
| 2024-06-03 | $1.35 | -22.4% |
| 2024-03-26 | $1.35 | — |
| 2023-12-28 | $1.35 | — |
| 2023-05-19 | $1.74 | -34.3% |
| 2023-02-14 | $1.74 | -34.3% |
| 2022-11-17 | $1.74 | 228.3% |
| 2022-08-19 | $1.74 | -32.1% |
| 2022-05-20 | $2.65 | — |
| 2022-02-17 | $2.65 | — |
| 2021-11-18 | $0.53 | — |
| 2021-08-27 | $2.5629 | 71.0% |
| 2021-06-18 | $1.499 | 0.0% |
| 2021-03-17 | $1.499 | -45.6% |
| 2020-12-17 | $1.499 | -45.6% |
| 2020-09-17 | $1.499 | -45.6% |
| 2020-06-18 | $1.499 | — |
| 2020-03-19 | $2.7563 | — |
| 2019-12-19 | $2.7563 | -6.6% |
| 2019-09-19 | $2.7563 | — |
| 2018-12-06 | $2.9497 | 158.5% |
| 2017-12-06 | $1.1412 | -12.6% |
| 2016-12-05 | $1.3056 | — |
| 2015-12-29 | $1.5474 | -74.8% |
| 2014-12-26 | $6.1412 | — |
| 2013-12-04 | $11.0251 | 481.6% |
| 2012-12-14 | $1.8956 | 211.1% |
| 2011-12-13 | $0.6093 | — |
| 2008-12-10 | $2.0406 | -83.5% |
| 2007-12-10 | $12.3791 | 28.0% |
| 2006-12-13 | $9.6712 | 471.4% |
| 2005-12-28 | $1.6925 | — |
| 2002-12-27 | $0.7447 | -50.3% |
| 2001-12-27 | $1.499 | — |
| 1998-12-29 | $0.1161 | 0.0% |
| 1997-12-29 | $0.1161 | 0.0% |
| 1996-12-27 | $0.1161 | — |
| 1994-12-23 | $0.1161 | — |
| 1994 total | $0.1161 | — |
| 1996 total | $0.1161 | 0.0% |
| 1997 total | $0.1161 | 0.0% |
| 1998 total | $0.1161 | 0.0% |
| 2001 total | $1.499 | 1191.7% |
| 2002 total | $0.7447 | -50.3% |
| 2005 total | $1.6925 | 127.3% |
| 2006 total | $9.6712 | 471.4% |
| 2007 total | $12.3791 | 28.0% |
| 2008 total | $2.0406 | -83.5% |
| 2011 total | $0.6093 | -70.1% |
| 2012 total | $1.8956 | 211.1% |
| 2013 total | $11.0251 | 481.6% |
| 2014 total | $6.1412 | -44.3% |
| 2015 total | $1.5474 | -74.8% |
| 2016 total | $1.3056 | -15.6% |
| 2017 total | $1.1412 | -12.6% |
| 2018 total | $2.9497 | 158.5% |
| 2019 total | $5.5126 | 86.9% |
| 2020 total | $7.2534 | 31.6% |
| 2021 total | $6.0909 | -16.0% |
| 2022 total | $8.78 | 44.1% |
| 2023 total | $4.83 | -45.0% |
| 2024 total | $5.03 | 4.1% |
| 2025 total | $16.07 | 219.5% |
| 2026 YTD total | $0.85 | -63.5% |
HERZ dividend growth
Trailing-12-month distributions versus the preceding 12 months changed 3.23%. That is the seasonality-immune income comparison, not a single quarterly check versus the prior quarter. An annualized trend fit on recent payments is -148.86%. That fit can move with uneven quarterly amounts and is not the same as a trailing-12-month cut. The deepest trailing-12-month payout decline in the past five years is -50.68%.
| Window | Change |
|---|---|
| 1Y | 213.1% |
| 3Y | 9.1% |
| 5Y | 82.7% |
| 10Y | 32.0% |
HERZ performance
Data as of August 19, 2026.
Its deepest 1-year drawdown was 33.6%.
HERZ key facts
Data as of August 19, 2026.
- Distribution Safety Score™
- 29 · Elevated risk
- Safety-Adjusted Yield
- 2.48%
- Issuer
- Thomas J. Herzfeld Advisors
- Asset type
- ETF
- Asset class
- Fixed Income
- Inception date
- 05/20/1994
- Distribution rate
- 8.54%
- Distribution frequency
- Monthly
- Trailing yield
- 92.71%
- 5-year average yield
- 19.13
- Last close
- $15.92
- Market cap
- $31,018,002
- Average volume
- 27829.0
- Last dividend
- $0.1700
- Ex-dividend date
- 09/16/2026
- Payment date
- 09/30/2026
- Beta
- 0.742
- Payout ratio
- 11.625
- P/E ratio
- 79.6
- EPS
- $0.20
How Dividend Vision calculates yield and returns
Distribution rate (8.54%) is the latest regular payout annualized by the fund's stated frequency, divided by the last close. Issuers often publish this as “Distribution Rate” on the fact sheet. Trailing-12-month yield (92.71%) is the sum of distributions paid in the last 12 months, split-adjusted, divided by the last close. It lags a recent raise or cut. We show a 30-day SEC yield when the fund publishes one. Schwab and other issuers may report a TTM distribution yield or SEC yield on a different date — all can be valid; they are not interchangeable. Fund total return uses split-adjusted close with distributions reinvested from the first stored bar on or after inception through the latest bar, compared with the same window on the benchmark. That is what the fund did, not your personal gain/loss. Figures below use Dividend Vision data as of August 19, 2026.
Distribution rate methodology · Distribution Safety Score methodology · SEC yield
Sources and review
Data as of August 19, 2026.
Primary sources: Thomas J. Herzfeld Advisors; prices and distributions from Dividend Vision, derived from vendor EOD data.
Reviewed by Bert Sweet, CEO and Co-owner of Dividend Vision. Methodology: Distribution Safety Score.
HERZ risks and drawbacks
The deepest 1-year drawdown on record here is 33.6%.
Who may consider HERZ — and who may not
HERZ may suit someone looking for low-cost broad dividend exposure. This is educational context, not a recommendation to buy or sell.
Frequently asked questions
Does HERZ pay monthly?
Yes. HERZ currently pays monthly.
What is HERZ's dividend yield?
HERZ currently yields 8.54%, paid monthly.
How has HERZ's dividend grown?
Trailing-12-month distributions versus the preceding 12 months changed 3.23%. That is not a single quarter versus the prior quarter.
When does HERZ pay a dividend?
HERZ pays monthly. The last dividend was $0.1700. The last ex-dividend date was 09/16/2026. It was paid on 09/30/2026.
How has HERZ performed?
Its deepest 1-year drawdown was 33.6%.
Is HERZ a good investment?
HERZ's Dividend Vision Distribution Safety Score is 29 (Elevated risk). That is a risk signal, not investment advice. It currently yields 8.54%. Compare peers below rather than treating any single figure as a buy or sell.
More funds from Thomas J. Herzfeld Advisors.
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